The Internet’s Money

🇮🇳 Asia-Pacific

Accepting payments online in India

11 of the providers we track offer this to businesses registered in India: Adyen, Airwallex, Creem, Dodo Payments, FastSpring, Gumroad, Paddle, Payoneer, Polar, Rapyd, Razorpay. With limits: BVNK, Flutterwave, PayPal, Stripe, Wise Business. Not confirmed for India: dLocal, EBANX.

AdyenPayment processor
Available

Enterprise acquiring with local payment methods across most major markets, online and in person.

AirwallexGlobal account
Available

Online payments with cards and 160+ local methods, settled into multiple currencies.

CreemMerchant of record
Available

Creem resells software, SaaS and digital goods as merchant of record, handling checkout, subscriptions, tax and chargebacks, with revenue splits and affiliate tools.

Dodo PaymentsMerchant of record
Available

Dodo Payments resells SaaS, AI products and digital goods as merchant of record, handling payments, tax compliance and chargebacks, with checkout, subscriptions, usage billing, licence keys and digital delivery.

FastSpringMerchant of record
Available

FastSpring is merchant of record for software, SaaS and digital products, handling payments, subscriptions, tax collection and remittance and fraud, and pays you through its Hyperwallet-powered Payouts Portal.

GumroadMerchant of record
Available

Gumroad hosts your store and checkout and acts as merchant of record for all sales, collecting and remitting sales tax and VAT. Mainly digital products, memberships and some digital services.

PaddleMerchant of record
Available

Paddle resells your software, SaaS or digital product as merchant of record, handling checkout, payments, sales tax and VAT, fraud and buyer support, then pays you monthly by bank transfer or Payoneer.

PayoneerGlobal account
Available

Get paid by clients and marketplaces such as Amazon, Upwork and Fiverr, or accept cards through payment requests.

PolarMerchant of record
Available

Polar is merchant of record for software, SaaS and digital products, handling checkout, subscriptions, usage billing and international sales tax, and pays out through Stripe Connect Express.

RapydPayment processor
Available

Online card acquiring and local payment methods (cards, wallets, bank transfers, stablecoins, cash vouchers) through an API, hosted checkout, payment links and plugins, with subscriptions. Rapyd says customers can pay from 190+ markets in 150+ currencies.

RazorpayRegional processor
Available

Payment gateway, payment links, payment pages, subscriptions, QR codes and POS. In India it supports cards, netbanking, UPI, wallets, EMI and Pay Later; Malaysia (Curlec) adds FPX, DuitNow and others; Singapore and US offer cards, wallets, PayNow (SG) and ACH (US). Non-Indian businesses can also collect from Indian customers.

BVNKStablecoin infrastructure
Limited

Accept stablecoin payments, kept as stablecoins or converted to fiat.

FlutterwaveRegional processor
Limited

Online payment acceptance through checkout, payment links, invoices, a store builder and POS. Local methods include cards, bank transfer, bank account debit, USSD, mobile money and M-Pesa, depending on currency. Flutterwave says it collects in 30+ currencies.

PayPalPayment processor
Limited

PayPal wallet, cards and (in the US) Venmo at checkout, with buyer and seller protection.

StripePayment processor
Limited

Cards, wallets and 100+ local payment methods. You can sell to customers in almost every country.

Wise BusinessGlobal account
Limited

Payment links and Quick Pay for getting paid. This is not a full online checkout.

May work, not yet reviewed for India: dLocal, EBANX.

Offer this, but not to businesses in India: Checkout.com, Mercado Pago, Mercury, Paystack, Stripe Managed Payments, Worldpay, Xendit.

How people in India pay

UPIRuPay / Visa / MastercardNet bankingPaytm / PhonePe

Accept payments in India: common questions

Which providers can a business in India use to accept payments?

11 of the providers we track offer this to businesses registered in India: Adyen, Airwallex, Creem, Dodo Payments, FastSpring, Gumroad, Paddle, Payoneer, Polar, Rapyd, Razorpay. With limits: BVNK, Flutterwave, PayPal, Stripe, Wise Business. Not confirmed for India: dLocal, EBANX.

How do people in India prefer to pay online?

Most used: UPI, RuPay / Visa / Mastercard, Net banking, Paytm / PhonePe.

More for businesses in India