The Internet’s Money

Build on top

Who lets you build money products?

Most providers here let you take payments. Fewer let you build financial products for other businesses, and only a few let you serve consumers directly, the way Bridge does.

If you are building

A marketplace

Sign up sellers as sub-accounts, take a fee on each sale and pay sellers out. Stripe Connect is the best-known example.

Stripe Airwallex Checkout.com Adyen PayPal Worldpay dLocal · partly

If you are building

Payments inside SaaS software

Let the businesses using your software accept payments inside it, with onboarding and dashboards embedded in your product.

Stripe Airwallex Adyen PayPal Worldpay

If you are building

A neobank for businesses

Give the businesses on your platform somewhere to hold money and cards to spend it, under your brand.

Stripe Bridge Airwallex Checkout.com Adyen Rain BVNK · partly

If you are building

A neobank for consumers

Give individuals an account to hold money and a card to spend it, under your brand. That takes personal KYC, consumer accounts and a consumer card program together.

Bridge Rain Stripe · partly BVNK · partly

If you are building

Consumer cards

Issue debit, prepaid or credit cards to individuals under your brand. Debit and prepaid cards spend from a balance; credit cards also need a lending partner, shown here as financing.

Bridge Rain Stripe · partly BVNK · partly Checkout.com · partly

If you are building

A consumer fintech app

Serve individuals rather than companies: personal KYC, wallets and consumer cards. This is what Bridge, BVNK and Rain are built for.

Bridge BVNK Rain Wise Business Stripe · partly Airwallex · partly Checkout.com · partly PayPal · partly Hyperwallet · partly dLocal · partly Payoneer · partly

If you are building

A stablecoin product

Hold dollar stablecoins and send them to people, with conversion to and from bank money.

Stripe Bridge BVNK

The full picture

Capabilities side by side

Open a provider for the detail behind each mark, its sources, and to flag anything wrong.

StripePayment processorPlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accountsUser cardsUser lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoinsAcceptHoldPay outIssueAI agentsOfficial MCP serverCheckout for AI agentsCards for AI agents BridgeStablecoin infrastructurePlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accountsUser cardsUser lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoinsAcceptHoldPay outIssueAI agents?Official MCP server?Checkout for AI agents?Cards for AI agents BVNKStablecoin infrastructurePlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accountsUser cardsUser lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoinsAcceptHoldPay out?IssueAI agents?Official MCP server?Checkout for AI agents?Cards for AI agents AirwallexGlobal accountPlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accountsUser cards?User lendingConsumer appsConsumersConsumer wallets?Consumer cardsStablecoinsAcceptHoldPay outIssueAI agentsOfficial MCP server?Checkout for AI agentsCards for AI agents Checkout.comPayment processorPlatform & marketplaceSub-accountsSplit & fees?Embedded UIUser payoutsEmbedded finance for your usersUser accountsUser cards?User lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoins?AcceptHold?Pay outIssueAI agentsOfficial MCP serverCheckout for AI agents?Cards for AI agents AdyenPayment processorPlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accountsUser cardsUser lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoinsAcceptHoldPay outIssueAI agents?Official MCP serverCheckout for AI agents?Cards for AI agents PayPalPayment processorPlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accountsUser cardsUser lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoinsAcceptHold?Pay outIssueAI agentsOfficial MCP serverCheckout for AI agents?Cards for AI agents RainCard issuingPlatform & marketplaceSub-accountsSplit & fees?Embedded UI?User payoutsEmbedded finance for your usersUser accountsUser cardsUser lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoinsAcceptHold?Pay outIssueAI agents?Official MCP serverCheckout for AI agentsCards for AI agents WorldpayPayment processorPlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accountsUser cards?User lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoins?AcceptHoldPay outIssueAI agentsOfficial MCP serverCheckout for AI agentsCards for AI agents Wise BusinessGlobal accountPlatform & marketplaceSub-accountsSplit & fees?Embedded UIUser payoutsEmbedded finance for your usersUser accounts?User cardsUser lendingConsumer appsConsumersConsumer wallets?Consumer cardsStablecoinsAcceptHoldPay outIssueAI agents?Official MCP serverCheckout for AI agents?Cards for AI agents HyperwalletPayout platformPlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accounts?User cardsUser lendingConsumer appsConsumersConsumer wallets?Consumer cardsStablecoinsAcceptHoldPay outIssueAI agents?Official MCP serverCheckout for AI agentsCards for AI agents dLocalEmerging marketsPlatform & marketplaceSub-accountsSplit & fees?Embedded UIUser payoutsEmbedded finance for your usersUser accountsUser cardsUser lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoins?Accept?Hold?Pay outIssueAI agentsOfficial MCP server?Checkout for AI agentsCards for AI agents PayoneerGlobal accountPlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accountsUser cardsUser lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoins?Accept?Hold?Pay outIssueAI agents?Official MCP serverCheckout for AI agents?Cards for AI agents RampSpend managementPlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accountsUser cardsUser lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoinsAcceptHoldPay outIssueAI agentsOfficial MCP serverCheckout for AI agentsCards for AI agents MercuryBusiness bankingPlatform & marketplaceSub-accountsSplit & feesEmbedded UIUser payoutsEmbedded finance for your usersUser accountsUser cardsUser lendingConsumer appsConsumersConsumer walletsConsumer cardsStablecoinsAcceptHoldPay outIssueAI agentsOfficial MCP serverCheckout for AI agents?Cards for AI agents

	Platform & marketplace				Embedded finance for your users			Consumer apps			Stablecoins				AI agents
Provider	Sub-accounts	Split & fees	Embedded UI	User payouts	User accounts	User cards	User lending	Consumers	Consumer wallets	Consumer cards	Accept	Hold	Pay out	Issue	Official MCP server	Checkout for AI agents	Cards for AI agents
Stripe Payment processor
Bridge Stablecoin infrastructure															?	?	?
BVNK Stablecoin infrastructure														?	?	?	?
Airwallex Global account							?			?						?
Checkout.com Payment processor			?				?				?		?				?
Adyen Payment processor															?		?
PayPal Payment processor													?				?
Rain Card issuing			?	?									?		?
Worldpay Payment processor							?				?
Wise Business Global account			?			?				?					?		?
Hyperwallet Payout platform						?				?					?
dLocal Emerging markets			?								?	?	?			?
Payoneer Global account											?	?	?		?		?
Ramp Spend management
Mercury Business banking																	?

Yes Partly No? Not confirmed

Not covered yet

Banking-as-a-service and card-issuing specialists such as Unit, Column, Lithic and Marqeta also power consumer and business fintech apps. They are next on our list.