The Internet’s Money

What changed

Everything that changed, as it changes

New countries and providers, corrected facts, re-checked sources, and products providers have announced.

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October 2026

  1. 2026-10-24New dataWho is missing outEvery country page now shows how many people live there, are online, work for themselves and have no bank or mobile-money account, from World Bank data. The home and Gaps pages add these up for the least connected countries.
  2. 2026-10-24New dataPopulation reach for every providerThe home page now shows how the world’s population splits by access to global payment providers, and each provider page shows the share of the world it serves, using World Bank 2024 population figures.
  3. 2026-10-24New dataAI agent featuresWhich providers have an official MCP server, support checkout by AI agents, or issue cards for agents to spend with.
  4. 2026-10-24New dataYield on idle cashEight providers that pay a return on balances, rated by where the return comes from and whether the money is protected.
  5. 2026-10-24New dataComing soonProducts providers have announced but not launched, with sources and expected dates.
  6. 2026-10-24New data105 more countries and the gaps mapEvery country on the map now has a page. A new Gaps page shows where few providers reach and whether stablecoins could fill the gap.

September 2026

  1. 2026-09-08AnnouncedRain: Payouts from stablecoin balancesSend money from a stablecoin balance to bank accounts in 80+ countries and 50 currencies, converted to local currency by Rain’s partners. In beta for select partners, with broader availability and 95 countries planned by the end of 2026.Source: Rain expands global payouts to 80+ countries ↗

July 2026

  1. 2026-07-27AnnouncedCheckout.com: Card issuing in the UAEThe UAE central bank gave in-principle approval for a Stored Value Facilities licence, which would let Checkout.com issue cards in the UAE alongside its acquiring there. In-principle approval is the first of two steps, and no launch date was given.Source: Checkout.com: in-principle Stored Value Facilities licence ↗
  2. 2026-07-24AnnouncedWise Business: A new US trust bank applicationThe OCC denied Wise’s application for a US national trust bank in July 2026. Wise says it will file a new application under the GENIUS Act framework, with no date given. Its US service continues under state money transmitter licences.Source: Wise: US national trust bank charter application ↗

April 2026

  1. 2026-04-29AnnouncedStripe: Stablecoin financial accounts in 50 more countriesStablecoin-backed financial accounts for businesses in 50 additional countries, 150 in total, held in Privy non-custodial wallets. Listed for a private preview in Q4 2026.Source: Stripe: Everything we announced at Sessions 2026 ↗
  2. 2026-04-29AnnouncedStripe: Move stablecoin balances to and from local bank accountsBusinesses holding USDC or EURC in Treasury will be able to fund from, and withdraw to, local bank accounts in currencies including BRL, AUD, GBP, NGN, MXN, COP and ARS. Stripe lists these as private previews, with withdrawals moving to public preview in Q4 2026.Source: Stripe: Everything we announced at Sessions 2026 ↗
  3. 2026-04-29AnnouncedStripe: EU marketplaces paying sellers in 100+ countries with stablecoinsConnect platforms based in the EU will be able to onboard sellers in 100+ countries and send them digital dollars, which sellers keep as stablecoins or withdraw to a local bank account. Listed for a public preview in Q4 2026; Stripe’s docs currently limit stablecoin payouts for Connect to US platforms.Source: Stripe: Everything we announced at Sessions 2026 ↗
  4. 2026-04-29AnnouncedStripe: Financial accounts for platforms’ users in the eurozoneEmbedded financial accounts that eurozone platforms can offer the businesses they serve, moving from a private preview to a public preview in Q4 2026.Source: Stripe: Everything we announced at Sessions 2026 ↗
  5. 2026-04-29AnnouncedStripe: Stripe Treasury for Canadian businessesStripe’s money management account, for holding, converting and paying out funds, is due in Canada by the end of 2026. Stripe’s availability page shows some Canadian dollar features later, in the first half of 2027.Source: Stripe: Everything we announced at Sessions 2026 ↗
  6. 2026-04-27AnnouncedMercury: Mercury Bank, N.A.The OCC gave preliminary conditional approval for Mercury’s own national bank. It still needs final OCC sign-off plus FDIC and Federal Reserve approvals. Until then, deposits stay with partner banks and existing accounts carry on unchanged.Source: Mercury receives OCC conditional approval ↗

March 2026

  1. 2026-03-24AnnouncedWorldpay: Wero at checkout for European merchantsWorldpay joined the European Payments Initiative so merchants can accept Wero, the pan-European wallet built on instant bank payments, without new hardware. It said clients could start offering Wero over the coming months but gave no date.Source: Worldpay joins EPI to enable Wero payments ↗
  2. 2026-03-24AnnouncedRain: Credit card programs in Asia-PacificRain extended its Visa membership to Asia-Pacific so partners can launch consumer and corporate credit card programs there, with first launches expected in Q2 2026. It did not name the markets, and we have not seen the first launches confirmed.Source: Rain expands Visa membership into Asia-Pacific ↗
  3. 2026-03-13AnnouncedRamp: Ramp for EU-headquartered companiesThrough its Billhop acquisition, Ramp said UK and EU companies could sign up directly from summer 2026, with a waitlist open. The UK launched in September 2026; we could not confirm open signup across the EU.Source: Ramp will be available to European businesses this summer ↗
  4. 2026-03-03AnnouncedBridge: Stablecoin-linked Visa cards in 100+ countriesVisa and Bridge said Bridge-issued stablecoin cards, live in 18 countries in March 2026, would expand to more than 100 across Europe, Asia-Pacific, Africa and the Middle East by the end of 2026.Source: Visa and Bridge expand collaboration ↗

February 2026

  1. 2026-02-24AnnouncedPayoneer: PAYO Digital Bank and a PAYO-USD stablecoinPayoneer applied to the OCC for a US national trust bank that would issue a dollar stablecoin, PAYO-USD, hold reserves and offer custody. No decision has been reported.Source: Payoneer files for a US national trust bank charter ↗
  2. 2026-02-17AnnouncedPayoneer: Receive, hold and send stablecoinsStablecoin balances powered by Bridge: get paid in stablecoins, pay suppliers with them, or withdraw to a local bank account. Payoneer planned select markets in Q2 2026 and wider availability later in the year, and says it is rolling out in phases.Source: Payoneer to launch stablecoin capabilities powered by Bridge ↗
  3. 2026-02-17AnnouncedBridge: Bridge National Trust BankThe OCC conditionally approved a national trust bank for Bridge, which would issue stablecoins, hold reserves and custody assets under federal oversight. No timeline for final approval has been given.Source: CoinDesk: Bridge wins initial approval for a national trust charter ↗

January 2026

  1. 2026-01-22AnnouncedPayoneer: Cross-border payment aggregator licence in IndiaThe Reserve Bank of India gave in-principle authorisation for Payoneer to act as a cross-border payment aggregator for both inward and outward payments. Payoneer says Indian businesses will get more products, including accounts payable. Final authorisation is still needed.Source: Payoneer: in-principle authorisation in India ↗
  2. 2026-01-21AnnouncedAirwallex: Accounts and acquiring for Korean businessesAfter buying Paynuri and its Korean payment and FX licences, Airwallex said global business accounts and payment acquiring would be its first products in Korea, with more releases planned through 2026.Source: Airwallex acquires Paynuri ↗
  3. 2026-01-12AnnouncedCheckout.com: Its own US acquiring bankGeorgia approved a Merchant Acquirer Limited Purpose Bank charter, which would let Checkout.com connect to Visa and Mastercard in the US without a sponsor bank. The approval is conditional; Checkout.com says it is on track to start full banking operations in 2026.Source: Checkout.com: approval for Georgia bank charter ↗

December 2025

  1. 2025-12-15AnnouncedPayPal: PayPal Bank in the USPayPal applied to Utah and the FDIC for an industrial bank. If approved, PayPal Bank would offer small-business loans and interest-bearing savings with FDIC insurance, and PayPal would seek direct card network membership in the US.Source: PayPal: applications to establish an industrial bank ↗

January 2025

  1. 2025-01-01AnnouncedAirwallex: Full local service for Brazilian businessesWith a Brazilian payment institution licence, Airwallex said it would offer BRL accounts with Pix and boleto, card issuing and acquiring, launching in 2025. We could not confirm a full launch, so we still list Brazil as limited.Source: Airwallex: Brazil and Mexico entries ↗