Merchant of record
FastSpring
Merchant of record for software, SaaS and digital products
94%
of the world’s people live in the 158 countries where FastSpring onboards local businesses.
Designed for
Established software and game companies that want a negotiated merchant of record contract and many payout options.
Limitations
No published price list; rates are quoted by sales.
What it offers
FastSpring is merchant of record for software, SaaS and digital products, handling payments, subscriptions, tax collection and remittance and fraud, and pays you through its Hyperwallet-powered Payouts Portal.
Not offered.
Not offered.
Not offered.
Not offered.
Not offered.
Selling through FastSpring
SaaS, software and digital goods; every product record must include at least one digital fulfilment method (download, licence key, signed PDF). Prohibited: adult content, tobacco, pharmaceuticals, gambling, hate content, third-party payment processing, piracy. Restricted business types include IPTV, auctions, charities/donations, marketplaces and aggregators, MLM, crypto exchanges, money transfer, lending and selling as an agent for a third party. Docs also describe a "Physical Shipment" product format and shipping-fee collection (conflict with the digital-fulfilment rule).
Sellers of SaaS, software and digital goods anywhere except prohibited jurisdictions; no Specially Designated Nationals. The Payouts Portal account can be Individual (national tax ID or SSN) or Business (registration number or EIN).
Through the FastSpring Payouts Portal (Hyperwallet): PayPal, Venmo (US only), bank direct deposit/ACH, paper cheque (USD), international SWIFT wire, or MoneyGram cash pickup; options depend on country and currency. Payoneer is not supported. Sales accrue for 14 days; default minimum $100.
Fees
No public rate. FastSpring quotes flat-rate, revenue-share pricing based on transaction type and volume, with no minimum volume and discounted rates for ACH and wire transactions. Seen 2026-10-24.
Prices change and may depend on your volume and country. Check the provider’s pricing page before relying on them.
Deeper review
Platform and product capabilities
What you can build on FastSpring: for other businesses, for your users, for consumers and with stablecoins.
Platform & marketplace
Run payments for other businesses: sign them up, take a cut, pay them out.
Marketplaces, platforms and aggregators are restricted business types; no sub-account product was found.
medium confidence
Split Partner Accounts route a percentage of sales to co-developers, affiliates or content creators, configured through FastSpring Support. Marketplaces and selling as an agent for third parties are restricted.
Embedded and popup checkouts let customers buy without leaving your site.
Embedded finance for your users
Give your users financial products under your brand.
Consumer apps
Build for individuals, not just businesses, the way Bridge allows.
Read as "the seller can be an individual": the Payouts Portal accepts Individual accounts with a national tax ID or SSN.
medium confidence
Stablecoins
Dollar-backed tokens as a payment and treasury rail.
AI agents
Build with AI tools, and let AI agents shop and pay.
No official FastSpring MCP server found; only third-party and community-built ones appear in search results, which do not count.
low confidence
Working with them
How easy it is to get started.
No public rate. FastSpring quotes flat-rate, revenue-share pricing based on transaction type and volume, with no minimum volume and discounted rates for ACH and wire transactions. Seen 2026-10-24.
Where it onboards businesses
Available in 157 of the 170 countries we track, limited in 1.
FastSpring says its merchant of record service is available to software and digital-goods sellers anywhere in the world, except countries on its Terms of Use prohibited list; its Payouts Portal (Hyperwallet) also cannot pay sellers in Iraq, Myanmar or Sudan. Pricing is agreed with sales; a free trial is offered.
Medium confidence: compiled from public sources, not yet checked line by line. Spotted a wrong country? Report it on that country’s page.
Available almost everywhere, with the exceptions listed here.
Europe · 1
Latin America · 2
Europe · 2
Middle East · 4
Africa · 2
Asia-Pacific · 2
FastSpring: common questions
Which countries does FastSpring support?
FastSpring onboards businesses registered in 157 of the 170 countries we track, and in 1 more with limits (Ukraine). Not available: Cuba, Venezuela, Belarus, Russia, Iran, Iraq, Palestine, Syria, Somalia, Sudan, Myanmar and North Korea.
Where is FastSpring available, by region?
Countries where FastSpring onboards businesses (fully or with limits), by region: North America 2 of 2, Latin America 24 of 26, Europe 41 of 43, Middle East 10 of 14, Africa 47 of 49, Asia-Pacific 34 of 36.
What does FastSpring offer?
Accept payments: FastSpring is merchant of record for software, SaaS and digital products, handling payments, subscriptions, tax collection and remittance and fraud, and pays you through its Hyperwallet-powered Payouts Portal.
Does FastSpring support stablecoins?
No stablecoin products are listed for FastSpring.
Can marketplaces and platforms use FastSpring?
Sub-accounts for your users: No (Marketplaces, platforms and aggregators are restricted business types; no sub-account product was found). Split payments and platform fees: Partly (Split Partner Accounts route a percentage of sales to co-developers, affiliates or content creators, configured through FastSpring Support. Marketplaces and selling as an agent for third parties are restricted). Embeddable UI: Yes (Embedded and popup checkouts let customers buy without leaving your site). Pay out to your users: Not confirmed (Not found on the official pages checked).
What are the alternatives to FastSpring?
Other merchant of record providers we track: Paddle, Stripe Managed Payments, Polar, Gumroad, Dodo Payments and Creem. Which one fits depends mostly on where your business is registered.
Sources
- FastSpring pricing page (merchant of record "anywhere in the world") ↗
- FastSpring Terms of Use (sanctioned countries, restricted business types) ↗
- FastSpring developer docs: Payouts Portal overview (geographic restrictions) ↗
- FastSpring developer docs: Set up your payout account ↗
- FastSpring developer docs: Manage your products ↗
- FastSpring developer docs: Shipping Fee Calculator ↗
- FastSpring developer docs: Split partner accounts ↗
- FastSpring developer docs: Embedded checkout overview ↗