Stablecoin infrastructure
BVNK
Stablecoin payments infrastructure (a Mastercard company)
Designed for
Payment and fintech companies adding stablecoin pay-ins, payouts and wallets, with US and EU licensing in place.
Limitations
Embedded products are switched on by an account manager, and some, such as wallets for individuals, are in early access.
What it offers
Accept stablecoin payments, kept as stablecoins or converted to fiat.
medium confidence
Stablecoin and fiat payouts, including instant euro payments over SEPA.
medium confidence
Not offered.
Pay-ins, payouts, FX and wallets across major chains, plus a self-custody product.
medium confidence
BVNK Earn pays a return on idle stablecoin balances. BVNK does not clearly say how the return is generated; earlier versions of the product lent assets to prime brokers.
Last rate we saw: Not published
low confidence
Deeper review
Platform and product capabilities
What you can build on BVNK: for other businesses, for your users, for consumers and with stablecoins.
Platform & marketplace
Run payments for other businesses: sign them up, take a cut, pay them out.
Embedded partner customers: you collect KYC or KYB in your own flow, send it to BVNK’s API, and BVNK reviews and activates the account.
medium confidence
Stablecoin and fiat payouts, including instant euro payments over SEPA.
medium confidence
Embedded finance for your users
Give your users financial products under your brand.
Virtual accounts and embedded wallets that customers can hold and receive money in.
medium confidence
Consumer apps
Build for individuals, not just businesses, the way Bridge allows.
Embedded wallets added individual users in September 2026, in early access. Some older guides still describe the product as business-only.
low confidence
Stablecoins
Dollar-backed tokens as a payment and treasury rail.
Stablecoin pay-ins, kept as stablecoins or converted to fiat.
medium confidence
Stablecoin payouts across major chains, including Stellar.
medium confidence
AI agents
Build with AI tools, and let AI agents shop and pay.
Stablecoin regulatory exposure
Where BVNK’s stablecoin products are available, rated by how clear each country’s stablecoin rules are. This rates the rules, not BVNK. How the scale works
Where the rules are restrictive or unclear
Where it onboards businesses
Available in 31 of the 170 countries we track, limited in 34, not yet reviewed in 100.
Mastercard completed its acquisition of BVNK in August 2026. Its docs list businesses and individuals in the US, UK and EEA, plus other supported countries; BVNK says it supports payments in 130+ countries.
Medium confidence: compiled from public sources, not yet checked line by line. Spotted a wrong country? Report it on that country’s page.
North America · 1
Europe · 30
North America · 1
Latin America · 6
Europe · 1
Middle East · 4
BVNK: common questions
Which countries does BVNK support?
BVNK onboards businesses registered in 31 of the 170 countries we track, and in 34 more with limits (Canada, Mexico, Brazil, Argentina, Colombia, Chile, Peru, Switzerland and 26 more). Not available: Cuba, Belarus, Russia, Iran and North Korea.
Where is BVNK available, by region?
Countries where BVNK onboards businesses (fully or with limits), by region: North America 2 of 2, Latin America 6 of 26, Europe 31 of 43, Middle East 4 of 14, Africa 6 of 49, Asia-Pacific 16 of 36.
What does BVNK offer?
Accept payments: Accept stablecoin payments, kept as stablecoins or converted to fiat. Pay people abroad: Stablecoin and fiat payouts, including instant euro payments over SEPA. Multi-currency account: Virtual accounts and embedded wallets for your customers. Stablecoins: Pay-ins, payouts, FX and wallets across major chains, plus a self-custody product. Yield on idle cash: BVNK Earn pays a return on idle stablecoin balances. BVNK does not clearly say how the return is generated; earlier versions of the product lent assets to prime brokers.
Does BVNK support stablecoins?
Pay-ins, payouts, FX and wallets across major chains, plus a self-custody product.
Can marketplaces and platforms use BVNK?
Sub-accounts for your users: Yes (Embedded partner customers: you collect KYC or KYB in your own flow, send it to BVNK’s API, and BVNK reviews and activates the account). Split payments and platform fees: No (Not a card payment processor). Embeddable UI: No (API-first; you build the onboarding screens). Pay out to your users: Yes (Stablecoin and fiat payouts, including instant euro payments over SEPA).
What are the alternatives to BVNK?
Other stablecoin infrastructure providers we track: Bridge. Which one fits depends mostly on where your business is registered.