Regional processor · Asia-Pacific

Does Razorpay work in India?

Yes.

Razorpay onboards businesses registered in India.

Available

Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list) ↗Checked Oct 2026

What a business in India can use

Razorpay’s products, for a company incorporated in India.

Accept paymentsAvailable

Payment gateway, payment links, payment pages, subscriptions, QR codes and POS. In India it supports cards, netbanking, UPI, wallets, EMI and Pay Later; Malaysia (Curlec) adds FPX, DuitNow and others; Singapore and US offer cards, wallets, PayNow (SG) and ACH (US). Non-Indian businesses can also collect from Indian customers.

Pay people abroadAvailable

RazorpayX payouts to contacts in India via IMPS, RTGS, NEFT or UPI from a RazorpayX current account; also vendor and salary payouts. Razorpay Curlec in Malaysia also lists payouts. Cross-border payouts are not documented as a general product.

Multi-currency accountAvailable

RazorpayX current accounts for Indian businesses, provided by partner banks (ICICI, RBL, Yes Bank); RazorpayX is not a bank.

Business cardsAvailable

RazorpayX Corporate Card (Visa corporate credit card issued by RBI-licensed partner banks) for Indian businesses.

StablecoinsNot offered

Razorpay does not offer this.

Yield on idle cashNot offered

Razorpay does not offer this.

Razorpay serves businesses in India, Malaysia (as Razorpay Curlec), Singapore (technical services, with Airwallex as the licensed provider) and the US. Businesses elsewhere can ask to collect only from Indian customers, settled abroad.

Onboarding confidence: medium. Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list). Everything about Razorpay

Alternatives in India

Other providers that serve businesses registered there.

Accept payments

Adyen Airwallex Creem Dodo Payments FastSpring Gumroad Paddle Payoneer Polar Rapyd BVNKlimited Flutterwavelimited PayPallimited Stripelimited Wise Businesslimited

Pay people abroad

Adyen Airwallex Bridge Payoneer Rapyd BVNKlimited Flutterwavelimited PayPallimited Stripelimited Wise Businesslimited Xenditlimited

Multi-currency account

Airwallex Bridge Payoneer Rapyd BVNKlimited Flutterwavelimited PayPallimited Stripelimited Wise Businesslimited

Business cards

Airwallex Bridge Payoneer Rapyd Flutterwavelimited Rainlimited Wise Businesslimited

Stablecoins

Bridge Rapyd BVNKlimited Flutterwavelimited Rainlimited Stripelimited

Yield on idle cash

Bridge BVNKlimited

Selling to India

How people there prefer to pay online.

1UPI
2RuPay / Visa / Mastercard
3Net banking
4Paytm / PhonePe

Stablecoin rules in India

Elevated riskUnclear

There is no framework, so the legal position is uncertain.

Everything about 🇮🇳 India →

Common questions

Does Razorpay work in India?

Yes. Razorpay onboards businesses registered in India.

Which Razorpay products can a business in India use?

accept payments, pay people abroad, multi-currency account and business cards.

What are the alternatives to Razorpay in India?

Providers that onboard businesses registered in India: Adyen, Airwallex, Payoneer, Bridge, Paddle, Polar, Gumroad, FastSpring and 3 more. With limits: Stripe, PayPal, Wise Business, BVNK, Rain, Flutterwave and Xendit.