The Internet’s Money

🇬🇭 Africa

Accepting payments online in Ghana

8 of the providers we track offer this to businesses registered in Ghana: Dodo Payments, FastSpring, Flutterwave, Gumroad, Paddle, Payoneer, Paystack, Polar. With limits: BVNK. Not confirmed for Ghana: dLocal, EBANX, PayPal.

Dodo PaymentsMerchant of record
Available

Dodo Payments resells SaaS, AI products and digital goods as merchant of record, handling payments, tax compliance and chargebacks, with checkout, subscriptions, usage billing, licence keys and digital delivery.

FastSpringMerchant of record
Available

FastSpring is merchant of record for software, SaaS and digital products, handling payments, subscriptions, tax collection and remittance and fraud, and pays you through its Hyperwallet-powered Payouts Portal.

FlutterwaveRegional processor
Available

Online payment acceptance through checkout, payment links, invoices, a store builder and POS. Local methods include cards, bank transfer, bank account debit, USSD, mobile money and M-Pesa, depending on currency. Flutterwave says it collects in 30+ currencies.

GumroadMerchant of record
Available

Gumroad hosts your store and checkout and acts as merchant of record for all sales, collecting and remitting sales tax and VAT. Mainly digital products, memberships and some digital services.

PaddleMerchant of record
Available

Paddle resells your software, SaaS or digital product as merchant of record, handling checkout, payments, sales tax and VAT, fraud and buyer support, then pays you monthly by bank transfer or Payoneer.

PayoneerGlobal account
Available

Get paid by clients and marketplaces such as Amazon, Upwork and Fiverr, or accept cards through payment requests.

PaystackRegional processor
Available

Online and in-person payment acceptance. Cards (Visa and Mastercard in all markets) plus local methods that vary by country: bank transfer, USSD, mobile money, M-PESA, EFT, QR, Apple Pay and Google Pay. Settlement is in local currency by default; Nigerian and Kenyan businesses can also accept and settle in USD.

PolarMerchant of record
Available

Polar is merchant of record for software, SaaS and digital products, handling checkout, subscriptions, usage billing and international sales tax, and pays out through Stripe Connect Express.

BVNKStablecoin infrastructure
Limited

Accept stablecoin payments, kept as stablecoins or converted to fiat.

May work, not yet reviewed for Ghana: dLocal, EBANX, PayPal.

Offer this, but not to businesses in Ghana: Adyen, Airwallex, Checkout.com, Creem, Mercado Pago, Mercury, Rapyd, Razorpay, Stripe, Stripe Managed Payments, Wise Business, Worldpay, Xendit.

How people in Ghana pay

MTN Mobile MoneyTelecel CashVisa / Mastercard

Accept payments in Ghana: common questions

Which providers can a business in Ghana use to accept payments?

8 of the providers we track offer this to businesses registered in Ghana: Dodo Payments, FastSpring, Flutterwave, Gumroad, Paddle, Payoneer, Paystack, Polar. With limits: BVNK. Not confirmed for Ghana: dLocal, EBANX, PayPal.

How do people in Ghana prefer to pay online?

Most used: MTN Mobile Money, Telecel Cash, Visa / Mastercard.

More for businesses in Ghana