The Internet’s Money

Regional processor · Africa

Does Paystack work in Ghana?

Yes.

Paystack onboards businesses registered in Ghana.

What a business in Ghana can use

Paystack’s products, for a company incorporated in Ghana.

Accept paymentsAvailable

Online and in-person payment acceptance. Cards (Visa and Mastercard in all markets) plus local methods that vary by country: bank transfer, USSD, mobile money, M-PESA, EFT, QR, Apple Pay and Google Pay. Settlement is in local currency by default; Nigerian and Kenyan businesses can also accept and settle in USD.

Pay people abroadAvailable

Transfers from your Paystack balance to bank accounts in your own country, and to mobile money in Ghana and M-PESA in Kenya. Domestic only. Available to Registered businesses, not Starter businesses.

Multi-currency accountAvailable

Dedicated Virtual Accounts: bank account numbers you create for your customers to pay into; payments are recorded against that customer and settle to your Paystack balance. Not a multi-currency holding account.

Business cardsNot offered

Paystack does not offer this.

StablecoinsNot offered

Paystack does not offer this.

Yield on idle cashNot offered

Paystack does not offer this.

Paystack says its services are only for businesses registered in Nigeria, Ghana, South Africa and Kenya. Côte d'Ivoire and Egypt are described as a private beta, although Paystack already publishes pricing and compliance requirements for both.

Onboarding confidence: high. Source: Paystack support: What is Paystack and how does it work? (Countries we serve). Everything about Paystack

Alternatives in Ghana

Other providers that serve businesses registered there.

Selling to Ghana

How people there prefer to pay online.

  1. 1MTN Mobile Money
  2. 2Telecel Cash
  3. 3Visa / Mastercard

Stablecoin rules in Ghana

Moderate riskRules in progress

Stablecoin rules are being written and may change.

Everything about 🇬🇭 Ghana →

Common questions

Does Paystack work in Ghana?

Yes. Paystack onboards businesses registered in Ghana.

Which Paystack products can a business in Ghana use?

accept payments, pay people abroad and multi-currency account.

What are the alternatives to Paystack in Ghana?

Providers that onboard businesses registered in Ghana: Payoneer, Bridge, Paddle, Polar, Gumroad, FastSpring, Dodo Payments and Flutterwave. With limits: BVNK, Rain, Razorpay and Xendit.

Paystack elsewhere in Africa

Other providers in Ghana