The Internet’s Money

🇨🇳 Asia-Pacific

Accepting payments online in China

8 of the providers we track offer this to businesses registered in China: Airwallex, Creem, Dodo Payments, FastSpring, Paddle, Payoneer, PayPal, Wise Business. With limits: BVNK, Flutterwave, Gumroad. Not confirmed for China: dLocal, EBANX.

AirwallexGlobal account
Available

Online payments with cards and 160+ local methods, settled into multiple currencies.

CreemMerchant of record
Available

Creem resells software, SaaS and digital goods as merchant of record, handling checkout, subscriptions, tax and chargebacks, with revenue splits and affiliate tools.

Dodo PaymentsMerchant of record
Available

Dodo Payments resells SaaS, AI products and digital goods as merchant of record, handling payments, tax compliance and chargebacks, with checkout, subscriptions, usage billing, licence keys and digital delivery.

FastSpringMerchant of record
Available

FastSpring is merchant of record for software, SaaS and digital products, handling payments, subscriptions, tax collection and remittance and fraud, and pays you through its Hyperwallet-powered Payouts Portal.

PaddleMerchant of record
Available

Paddle resells your software, SaaS or digital product as merchant of record, handling checkout, payments, sales tax and VAT, fraud and buyer support, then pays you monthly by bank transfer or Payoneer.

PayoneerGlobal account
Available

Get paid by clients and marketplaces such as Amazon, Upwork and Fiverr, or accept cards through payment requests.

PayPalPayment processor
Available

PayPal wallet, cards and (in the US) Venmo at checkout, with buyer and seller protection.

Wise BusinessGlobal account
Available

Payment links and Quick Pay for getting paid. This is not a full online checkout.

BVNKStablecoin infrastructure
Limited

Accept stablecoin payments, kept as stablecoins or converted to fiat.

FlutterwaveRegional processor
Limited

Online payment acceptance through checkout, payment links, invoices, a store builder and POS. Local methods include cards, bank transfer, bank account debit, USSD, mobile money and M-Pesa, depending on currency. Flutterwave says it collects in 30+ currencies.

GumroadMerchant of record
Limited

Gumroad hosts your store and checkout and acts as merchant of record for all sales, collecting and remitting sales tax and VAT. Mainly digital products, memberships and some digital services.

May work, not yet reviewed for China: dLocal, EBANX.

Offer this, but not to businesses in China: Adyen, Checkout.com, Mercado Pago, Mercury, Paystack, Polar, Rapyd, Razorpay, Stripe, Stripe Managed Payments, Worldpay, Xendit.

How people in China pay

AlipayWeChat PayUnionPay

Accept payments in China: common questions

Which providers can a business in China use to accept payments?

8 of the providers we track offer this to businesses registered in China: Airwallex, Creem, Dodo Payments, FastSpring, Paddle, Payoneer, PayPal, Wise Business. With limits: BVNK, Flutterwave, Gumroad. Not confirmed for China: dLocal, EBANX.

How do people in China prefer to pay online?

Most used: Alipay, WeChat Pay, UnionPay.

More for businesses in China