The Internet’s Money

Regional processor · Asia-Pacific

Does Razorpay work in China?

Partly.

Razorpay is limited for businesses registered in China: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

What a business in China can use

Razorpay’s products, for a company incorporated in China.

Accept paymentsNot available

Payment gateway, payment links, payment pages, subscriptions, QR codes and POS. In India it supports cards, netbanking, UPI, wallets, EMI and Pay Later; Malaysia (Curlec) adds FPX, DuitNow and others; Singapore and US offer cards, wallets, PayNow (SG) and ACH (US). Non-Indian businesses can also collect from Indian customers. Not for businesses in China.

Pay people abroadNot available

RazorpayX payouts to contacts in India via IMPS, RTGS, NEFT or UPI from a RazorpayX current account; also vendor and salary payouts. Razorpay Curlec in Malaysia also lists payouts. Cross-border payouts are not documented as a general product. Not for businesses in China.

Multi-currency accountNot available

RazorpayX current accounts for Indian businesses, provided by partner banks (ICICI, RBL, Yes Bank); RazorpayX is not a bank. Not for businesses in China.

Business cardsNot available

RazorpayX Corporate Card (Visa corporate credit card issued by RBI-licensed partner banks) for Indian businesses. Not for businesses in China.

StablecoinsNot offered

Razorpay does not offer this.

Yield on idle cashNot offered

Razorpay does not offer this.

Razorpay serves businesses in India, Malaysia (as Razorpay Curlec), Singapore (technical services, with Airwallex as the licensed provider) and the US. Businesses elsewhere can ask to collect only from Indian customers, settled abroad.

Onboarding confidence: medium. Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list). Everything about Razorpay

Alternatives in China

Other providers that serve businesses registered there.

Selling to China

How people there prefer to pay online.

  1. 1Alipay
  2. 2WeChat Pay
  3. 3UnionPay

Stablecoin rules in China

High riskRestricted

Using stablecoins to pay is banned or tightly restricted.

Everything about 🇨🇳 China →

Common questions

Does Razorpay work in China?

Partly. Razorpay is limited for businesses registered in China: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Razorpay products can a business in China use?

None of Razorpay’s listed products are available to businesses in China.

What are the alternatives to Razorpay in China?

Providers that onboard businesses registered in China: PayPal, Airwallex, Wise Business, Payoneer, Paddle, FastSpring, Dodo Payments and Creem. With limits: BVNK, Gumroad, Flutterwave and Xendit.

Razorpay elsewhere in Asia-Pacific

Other providers in China