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Wise Business vs Bridge
Of the 170 countries we track, Wise Business onboards businesses in 42 (and 10 more with limits) and Bridge in 124 (and 21 more with limits). Both serve businesses in 49.
Only Wise Business · 3
Only Bridge · 96
🇲🇽 Mexico🇦🇷 Argentina🇨🇱 Chile🇵🇪 Peru🇨🇾 Cyprus🇲🇹 Malta🇦🇪 United Arab Emirates🇸🇦 Saudi Arabia🇮🇱 Israel🇪🇬 Egypt🇳🇬 Nigeria🇬🇭 Ghana🇲🇦 Morocco🇹🇼 Taiwan🇲🇾 Malaysia🇻🇳 Vietnam🇵🇰 Pakistan🇧🇩 Bangladesh🇧🇸 Bahamas🇧🇿 Belize🇧🇴 Bolivia🇨🇷 Costa Rica🇩🇴 Dominican Republic🇪🇨 Ecuador🇸🇻 El Salvador🇬🇹 Guatemala🇬🇾 Guyana🇭🇹 Haiti🇭🇳 Honduras🇯🇲 Jamaicaand 66 more →
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Pick where your business is registered. Add up to two more providers.
Pick up to 4.
For a business registered in
Onboards businesses in United States
Wise Business
AvailableBridge
AvailableAccept payments
Wise Business
Payment links and Quick Pay for getting paid. This is not a full online checkout.Bridge
Not offeredPay people abroad
Wise Business
Send money to 140+ countries at the mid-market rate, including batch payments.Bridge
Off-ramps from stablecoins to bank accounts on local rails such as ACH, SEPA, SPEI and Pix.Multi-currency account
Wise Business
Hold 40+ currencies and get local account details in around 10 of them.Bridge
Virtual accounts that give each customer fiat deposit details in USD, EUR, MXN, BRL, GBP or COP.Business cards
Wise Business
Wise Business debit cards that spend in local currency.Bridge
Stablecoin-linked Visa cards, issued with Stripe Issuing, rolling out by country.Stablecoins
Wise Business
Not offeredBridge
Wallets, orchestration across fiat and stablecoins, and Open Issuance to launch your own stablecoin.Yield on idle cash
Wise Business
Wise Interest invests GBP, USD and EUR balances in BlackRock government money market funds (a Franklin Templeton fund in Australia). Wise warns that your money is at risk. Not available to US customers.Not for businesses in United States.Bridge
Platforms that issue their own stablecoin through Bridge receive the interest earned on its reserves, minus issuance fees. Bridge’s closed-loop USDB coin also earns rewards inside Bridge.Yield on idle cash
A return on money you are not using. How safe it is depends on where the return comes from, not on how high the rate is.
Where the return comes from
Wise Business
Low risk, not insuredMoney market fundBridge
Moderate riskStablecoin reserve revenueIs the money protected?
Wise Business
Not a deposit and not insured. The fund holds short-term government debt and aims to keep its value stable, but that is not guaranteed. Broker protection (SIPC in the US) covers the broker failing, not investment losses.Bridge
For platforms issuing their own stablecoin: you earn the interest on the reserves behind it. Safety depends on those reserves, typically short-term US Treasuries and bank cash, and on the issuer.Does the rate change?
Wise Business
Floats daily with central bank rates, so it falls when rates are cut.Last seen: About 4% on USD and 3.7% on GBP after fees (May 2025)Not for businesses in United States.Bridge
Follows short-term Treasury rates, minus fees.Last seen: Follows short-term US Treasury rates, minus feesFees
Published prices only, with the date we read them. Many providers negotiate prices instead.
How pricing works
Wise Business
Wise Business publishes its prices. Registering is free; a one-time 50 GBP (UK) / 31 USD (US) fee unlocks account details and all business features. Sending and converting money starts at 0.24% (UK) / 0.23% (US) depending on currency; receiving domestic (non-Swift) payments is free; Swift receipts have fixed fees (e.g. 6.11 USD for USD wires).Bridge
Bridge does not publish pricing. Its site offers a demo request and asks businesses to chat with its team; bridge.xyz/pricing returns 404.Published prices
Wise Business
Registration (UK): FreeAccount details / set-up fee (UK): 50 GBP one-time fee for account details to receive in 22 currenciesAccount details / set-up fee (US): 31 USD one-time set-up feeSending and converting money (UK): From 0.24%, varies by currencySending and converting money (US): From 0.23%, varies by currencyReceiving domestic payments (UK account): Free for AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD, USD (non-Swift / non-wire)Bridge
Pricing (all): Not published: demo request / talk to the teamWhat you can sell
From each provider’s acceptable use policy. “Restricted” means allowed only with approval or conditions, or banned for part of the category.
Software and digital goods
Wise Business
Not statedBridge
Not statedCrypto
Wise Business
Not allowedCompanies involved in exchanging or trading cryptocurrencies or other virtual currencies, and payments to buy crypto, are not supported.Bridge
Not statedLending and financial services
Wise Business
RestrictedMoney service businesses (currency exchange, money transmission, cheque cashing, payment processing), binary options, escrow, FX/CFD/options trading platforms, shell banks and unlicensed financial services are not supported. Licensed lending, insurance and similar services are not mentioned, so the category is only partly barred.Bridge
Not allowedInvestment or credit services, check cashing, bail bonds, collections agencies and money services are on the Prohibited Activities List.Gambling
Wise Business
Not allowedGambling, lotteries, fantasy sports and games of chance with cash prizes are not supported; any gambling linked to a list of countries (including the US) is excluded, and other gambling is at Wise's discretion.Bridge
Not statedAdult content
Wise Business
Not allowedAdult content, pornography, sexual services and sexually oriented establishments are not supported.Bridge
Not allowedAdult content and services are on the Prohibited Activities List.Dating
Wise Business
Not statedBridge
Not statedFirearms and weapons
Wise Business
Not allowedWeaponry, military and semi-military goods and services are not supported.Bridge
Not statedCannabis and CBD
Wise Business
Not allowedCannabis, CBD products and legal marijuana trade are not supported.Bridge
Not statedSupplements
Wise Business
Not allowedListed as unsupported: 'Nutraceuticals, pseudo-pharmaceuticals, and other products which make unreasonable health claims not approved or verified by the applicable regulatory body', plus smart drugs and nootropic supplements. The wording could be read as covering only products that make unverified health claims. Prohibited is the cautious reading. Confidence medium.Bridge
Not statedPharmacy and telemedicine
Wise Business
Not allowedPharmaceuticals, online pharmacies and prescription-only drugs are not supported.Bridge
Not statedTravel
Wise Business
Not statedBridge
Not statedMulti-level marketing
Wise Business
Not allowedMulti-level marketing, pyramid schemes, get-rich-quick schemes and referral marketing are not supported.Bridge
Not allowedMulti-level marketing is on the Prohibited Activities List.Free-trial subscriptions
Wise Business
Not statedBridge
Not statedPlatform & marketplace
Run payments for other businesses: sign them up, take a cut, pay them out.
Sub-accounts for your users
Wise Business
PartlyWise Platform lets banks and enterprises embed Wise for their customers. It does not onboard sub-merchants.Bridge
YesCreate customers, individuals or businesses, through the API, with Bridge running KYC and KYB.Split payments and platform fees
Wise Business
NoNot a payment processor.Bridge
NoNot a card payment processor.Embeddable UI
Wise Business
Not confirmedNot confirmed.Bridge
PartlyHosted KYC links; everything else is API.Pay out to your users
Wise Business
YesPartners send money abroad for their customers through Wise; banks can route Swift payments to Wise.Bridge
YesOff-ramps from stablecoins to bank accounts on local rails, including through permanent liquidation addresses.Embedded finance for your users
Give your users financial products under your brand.
Accounts that hold money
Wise Business
PartlyPartners can offer Wise’s multi-currency features to their customers.Bridge
YesVirtual accounts: per-customer fiat deposit details in USD, EUR, MXN, BRL, GBP and COP that convert to stablecoins.Cards for your users
Wise Business
Not confirmedNot confirmed for partners.Bridge
YesStablecoin-linked Visa cards, issued with Stripe Issuing, rolling out by country.Announced, not yet live: Stablecoin-linked Visa cards in 100+ countriesFinancing for your users
Wise Business
NoWise does not lend.Bridge
NoNot offered.Consumer apps
Build for individuals, not just businesses, the way Bridge allows.
End users can be individuals
Wise Business
YesBuilt for consumer-facing partners: banks such as Standard Chartered, Bank Mandiri and Shinhan embed it for retail customers.Bridge
YesConsumer apps are a core use case: individual customers go through Bridge KYC.Consumer wallets or accounts
Wise Business
PartlyThrough partner integrations of Wise accounts.Bridge
YesCustodial wallets for customers.Consumer cards
Wise Business
Not confirmedNot confirmed for partners.Bridge
YesConsumer stablecoin card programs, currently in limited release.Announced, not yet live: Stablecoin-linked Visa cards in 100+ countriesStablecoins
Dollar-backed tokens as a payment and treasury rail.
Accept stablecoins
Wise Business
NoNo stablecoin product found in public materials.Bridge
YesReceive stablecoins to wallets or liquidation addresses and convert automatically.Hold stablecoin balances
Wise Business
NoNo stablecoin product found in public materials.Bridge
YesCustodial wallets hold stablecoin balances.Pay out in stablecoins
Wise Business
NoNo stablecoin product found in public materials.Bridge
YesSend stablecoins on major chains.Issue your own stablecoin
Wise Business
NoNo stablecoin product found in public materials.Bridge
YesOpen Issuance lets a business launch its own branded stablecoin.Announced, not yet live: Bridge National Trust BankRegulatory risk in United States
Wise Business
No stablecoin productsBridge
Low riskAI agents
Build with AI tools, and let AI agents shop and pay.
Official MCP server
Wise Business
Not confirmedNo official MCP server found; only community-built ones.Bridge
Not confirmedNone found.Checkout for AI agents
Wise Business
NoDoes not process checkout payments, so there is nothing for an agent to check out with.Bridge
Not confirmedNo agent checkout protocol support confirmed.Cards for AI agents
Wise Business
Not confirmedNot found in public materials.Bridge
Not confirmedNot confirmed. Its parent Stripe offers agent cards and shared payment tokens.Working with them
How easy it is to get started.
Self-serve signup
Wise Business
PartlyWise Business is self-serve; Wise Platform partnerships are sales-led.Bridge
PartlySandbox is self-serve; production access is reviewed.Published pricing
Wise Business
YesTransfer fees are published.Bridge
NoPricing is not published.Public API and sandbox
Wise Business
YesPublic API and sandbox.Bridge
YesAPI-first with a sandbox.Coming soon
Announced but not launched. These are plans, not products you can sign up for today: timing often slips, and some never ship.
Announced, not yet live
Wise Business
AnnouncedA new US trust bank applicationNo date given · Includes United States
Details and sources →Bridge
Awaiting approvalBridge National Trust BankNo date given · Includes United States
AnnouncedStablecoin-linked Visa cards in 100+ countriesExpected by the end of 2026
Details and sources →In short
Countries onboarded
Wise Business
42 of 170Bridge
124 of 170Designed for
Wise Business
Receiving client payments in USD, EUR or GBP and converting at the mid-market rate.Bridge
Apps, including consumer apps, that want to hold, move or issue dollar stablecoins with fiat on and off ramps.Limitations
Wise Business
Offers payment links rather than a full online checkout.Bridge
Production access is reviewed case by case, and availability for end users depends on their country.| Wise Business Global account | Bridge Stablecoin infrastructure | |
|---|---|---|
| Onboards businesses in United States | Available | Available |
| Accept payments | Payment links and Quick Pay for getting paid. This is not a full online checkout. | Not offered |
| Pay people abroad | Send money to 140+ countries at the mid-market rate, including batch payments. | Off-ramps from stablecoins to bank accounts on local rails such as ACH, SEPA, SPEI and Pix. |
| Multi-currency account | Hold 40+ currencies and get local account details in around 10 of them. | Virtual accounts that give each customer fiat deposit details in USD, EUR, MXN, BRL, GBP or COP. |
| Business cards | Wise Business debit cards that spend in local currency. | Stablecoin-linked Visa cards, issued with Stripe Issuing, rolling out by country. |
| Stablecoins | Not offered | Wallets, orchestration across fiat and stablecoins, and Open Issuance to launch your own stablecoin. |
| Yield on idle cash | Wise Interest invests GBP, USD and EUR balances in BlackRock government money market funds (a Franklin Templeton fund in Australia). Wise warns that your money is at risk. Not available to US customers.Not for businesses in United States. | Platforms that issue their own stablecoin through Bridge receive the interest earned on its reserves, minus issuance fees. Bridge’s closed-loop USDB coin also earns rewards inside Bridge. |
| Yield on idle cashA return on money you are not using. How safe it is depends on where the return comes from, not on how high the rate is. | ||
| Where the return comes from | Low risk, not insuredMoney market fund | Moderate riskStablecoin reserve revenue |
| Is the money protected? | Not a deposit and not insured. The fund holds short-term government debt and aims to keep its value stable, but that is not guaranteed. Broker protection (SIPC in the US) covers the broker failing, not investment losses. | For platforms issuing their own stablecoin: you earn the interest on the reserves behind it. Safety depends on those reserves, typically short-term US Treasuries and bank cash, and on the issuer. |
| Does the rate change? | Floats daily with central bank rates, so it falls when rates are cut.Last seen: About 4% on USD and 3.7% on GBP after fees (May 2025)Not for businesses in United States. | Follows short-term Treasury rates, minus fees.Last seen: Follows short-term US Treasury rates, minus fees |
| FeesPublished prices only, with the date we read them. Many providers negotiate prices instead. | ||
| How pricing works | Wise Business publishes its prices. Registering is free; a one-time 50 GBP (UK) / 31 USD (US) fee unlocks account details and all business features. Sending and converting money starts at 0.24% (UK) / 0.23% (US) depending on currency; receiving domestic (non-Swift) payments is free; Swift receipts have fixed fees (e.g. 6.11 USD for USD wires). | Bridge does not publish pricing. Its site offers a demo request and asks businesses to chat with its team; bridge.xyz/pricing returns 404. |
| Published prices | Registration (UK): FreeAccount details / set-up fee (UK): 50 GBP one-time fee for account details to receive in 22 currenciesAccount details / set-up fee (US): 31 USD one-time set-up feeSending and converting money (UK): From 0.24%, varies by currencySending and converting money (US): From 0.23%, varies by currencyReceiving domestic payments (UK account): Free for AUD, CAD, EUR, GBP, HUF, NZD, PHP, SGD, USD (non-Swift / non-wire) | Pricing (all): Not published: demo request / talk to the team |
| What you can sellFrom each provider’s acceptable use policy. “Restricted” means allowed only with approval or conditions, or banned for part of the category. | ||
| Software and digital goods | Not stated | Not stated |
| Crypto | Not allowedCompanies involved in exchanging or trading cryptocurrencies or other virtual currencies, and payments to buy crypto, are not supported. | Not stated |
| Lending and financial services | RestrictedMoney service businesses (currency exchange, money transmission, cheque cashing, payment processing), binary options, escrow, FX/CFD/options trading platforms, shell banks and unlicensed financial services are not supported. Licensed lending, insurance and similar services are not mentioned, so the category is only partly barred. | Not allowedInvestment or credit services, check cashing, bail bonds, collections agencies and money services are on the Prohibited Activities List. |
| Gambling | Not allowedGambling, lotteries, fantasy sports and games of chance with cash prizes are not supported; any gambling linked to a list of countries (including the US) is excluded, and other gambling is at Wise's discretion. | Not stated |
| Adult content | Not allowedAdult content, pornography, sexual services and sexually oriented establishments are not supported. | Not allowedAdult content and services are on the Prohibited Activities List. |
| Dating | Not stated | Not stated |
| Firearms and weapons | Not allowedWeaponry, military and semi-military goods and services are not supported. | Not stated |
| Cannabis and CBD | Not allowedCannabis, CBD products and legal marijuana trade are not supported. | Not stated |
| Supplements | Not allowedListed as unsupported: 'Nutraceuticals, pseudo-pharmaceuticals, and other products which make unreasonable health claims not approved or verified by the applicable regulatory body', plus smart drugs and nootropic supplements. The wording could be read as covering only products that make unverified health claims. Prohibited is the cautious reading. Confidence medium. | Not stated |
| Pharmacy and telemedicine | Not allowedPharmaceuticals, online pharmacies and prescription-only drugs are not supported. | Not stated |
| Travel | Not stated | Not stated |
| Multi-level marketing | Not allowedMulti-level marketing, pyramid schemes, get-rich-quick schemes and referral marketing are not supported. | Not allowedMulti-level marketing is on the Prohibited Activities List. |
| Free-trial subscriptions | Not stated | Not stated |
| Platform & marketplaceRun payments for other businesses: sign them up, take a cut, pay them out. | ||
| Sub-accounts for your users | PartlyWise Platform lets banks and enterprises embed Wise for their customers. It does not onboard sub-merchants. | YesCreate customers, individuals or businesses, through the API, with Bridge running KYC and KYB. |
| Split payments and platform fees | NoNot a payment processor. | NoNot a card payment processor. |
| Embeddable UI | Not confirmedNot confirmed. | PartlyHosted KYC links; everything else is API. |
| Pay out to your users | YesPartners send money abroad for their customers through Wise; banks can route Swift payments to Wise. | YesOff-ramps from stablecoins to bank accounts on local rails, including through permanent liquidation addresses. |
| Embedded finance for your usersGive your users financial products under your brand. | ||
| Accounts that hold money | PartlyPartners can offer Wise’s multi-currency features to their customers. | YesVirtual accounts: per-customer fiat deposit details in USD, EUR, MXN, BRL, GBP and COP that convert to stablecoins. |
| Cards for your users | Not confirmedNot confirmed for partners. | YesStablecoin-linked Visa cards, issued with Stripe Issuing, rolling out by country.Announced, not yet live: Stablecoin-linked Visa cards in 100+ countries |
| Financing for your users | NoWise does not lend. | NoNot offered. |
| Consumer appsBuild for individuals, not just businesses, the way Bridge allows. | ||
| End users can be individuals | YesBuilt for consumer-facing partners: banks such as Standard Chartered, Bank Mandiri and Shinhan embed it for retail customers. | YesConsumer apps are a core use case: individual customers go through Bridge KYC. |
| Consumer wallets or accounts | PartlyThrough partner integrations of Wise accounts. | YesCustodial wallets for customers. |
| Consumer cards | Not confirmedNot confirmed for partners. | YesConsumer stablecoin card programs, currently in limited release.Announced, not yet live: Stablecoin-linked Visa cards in 100+ countries |
| StablecoinsDollar-backed tokens as a payment and treasury rail. | ||
| Accept stablecoins | NoNo stablecoin product found in public materials. | YesReceive stablecoins to wallets or liquidation addresses and convert automatically. |
| Hold stablecoin balances | NoNo stablecoin product found in public materials. | YesCustodial wallets hold stablecoin balances. |
| Pay out in stablecoins | NoNo stablecoin product found in public materials. | YesSend stablecoins on major chains. |
| Issue your own stablecoin | NoNo stablecoin product found in public materials. | YesOpen Issuance lets a business launch its own branded stablecoin.Announced, not yet live: Bridge National Trust Bank |
| Regulatory risk in United States | No stablecoin products | Low risk |
| AI agentsBuild with AI tools, and let AI agents shop and pay. | ||
| Official MCP server | Not confirmedNo official MCP server found; only community-built ones. | Not confirmedNone found. |
| Checkout for AI agents | NoDoes not process checkout payments, so there is nothing for an agent to check out with. | Not confirmedNo agent checkout protocol support confirmed. |
| Cards for AI agents | Not confirmedNot found in public materials. | Not confirmedNot confirmed. Its parent Stripe offers agent cards and shared payment tokens. |
| Working with themHow easy it is to get started. | ||
| Self-serve signup | PartlyWise Business is self-serve; Wise Platform partnerships are sales-led. | PartlySandbox is self-serve; production access is reviewed. |
| Published pricing | YesTransfer fees are published. | NoPricing is not published. |
| Public API and sandbox | YesPublic API and sandbox. | YesAPI-first with a sandbox. |
| Coming soonAnnounced but not launched. These are plans, not products you can sign up for today: timing often slips, and some never ship. | ||
| Announced, not yet live | AnnouncedA new US trust bank applicationNo date given · Includes United States Details and sources → | Awaiting approvalBridge National Trust BankNo date given · Includes United States AnnouncedStablecoin-linked Visa cards in 100+ countriesExpected by the end of 2026 Details and sources → |
| In short | ||
| Countries onboarded | 42 of 170 | 124 of 170 |
| Designed for | Receiving client payments in USD, EUR or GBP and converting at the mid-market rate. | Apps, including consumer apps, that want to hold, move or issue dollar stablecoins with fiat on and off ramps. |
| Limitations | Offers payment links rather than a full online checkout. | Production access is reviewed case by case, and availability for end users depends on their country. |
Common questions
Is Wise Business or Bridge available in more countries?
Bridge. Of the 170 countries we track, Wise Business onboards businesses in 42 (and 10 more with limits) and Bridge in 124 (and 21 more with limits). Both serve businesses in 49. Only Wise Business: China, Japan and South Korea. Only Bridge: Mexico, Argentina, Chile, Peru, Cyprus, Malta, United Arab Emirates, Saudi Arabia, Israel, Egypt, Nigeria, Ghana and 84 more.
What do Wise Business and Bridge offer?
Accept payments: Wise Business yes, Bridge no. Pay people abroad: Wise Business yes, Bridge yes. Multi-currency account: Wise Business yes, Bridge yes. Business cards: Wise Business yes, Bridge yes. Stablecoins: Wise Business no, Bridge yes. Yield on idle cash: Wise Business yes, Bridge yes.
How do Wise Business and Bridge differ for platforms and embedded finance?
Sub-accounts for your users: Wise Business partly, Bridge yes. Embeddable UI: Wise Business not confirmed, Bridge partly. Accounts that hold money: Wise Business partly, Bridge yes. Cards for your users: Wise Business not confirmed, Bridge yes. Consumer wallets or accounts: Wise Business partly, Bridge yes. Consumer cards: Wise Business not confirmed, Bridge yes. Accept stablecoins: Wise Business no, Bridge yes. Hold stablecoin balances: Wise Business no, Bridge yes. Pay out in stablecoins: Wise Business no, Bridge yes. Issue your own stablecoin: Wise Business no, Bridge yes. Checkout for AI agents: Wise Business no, Bridge not confirmed.
Who is Wise Business designed for?
Receiving client payments in USD, EUR or GBP and converting at the mid-market rate. Limitations: Offers payment links rather than a full online checkout.
Who is Bridge designed for?
Apps, including consumer apps, that want to hold, move or issue dollar stablecoins with fiat on and off ramps. Limitations: Production access is reviewed case by case, and availability for end users depends on their country.
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