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Stripe vs Bridge
Of the 170 countries we track, Stripe onboards businesses in 42 (and 1 more with limits) and Bridge in 1 (and 64 more with limits). Both serve businesses in 43.
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Onboards businesses in United States
Stripe
AvailableBridge
AvailableAccept payments
Stripe
Cards, wallets and 100+ local payment methods. You can sell to customers in almost every country.Bridge
Not offeredPay people abroad
Stripe
Connect pays out to sellers and contractors, and Global Payouts sends money to recipients in many countries.Bridge
Off-ramps from stablecoins to bank accounts on local rails such as ACH, SEPA, SPEI and Pix.Multi-currency account
Stripe
Hold and settle balances in multiple currencies. Financial accounts with routing numbers are offered to US businesses.Bridge
Virtual accounts that give each customer fiat deposit details in USD, EUR, MXN, BRL, GBP or COP.Business cards
Stripe
Issue physical and virtual cards for your business or your users.Bridge
Stablecoin-linked Visa cards, issued with Stripe Issuing, rolling out by country.Stablecoins
Stripe
US businesses can accept stablecoin payments that settle as dollars. Stablecoin financial accounts (via Bridge) are offered in 100+ countries.Bridge
Wallets, orchestration across fiat and stablecoins, and Open Issuance to launch your own stablecoin.Yield on idle cash
Stripe
Stripe Treasury gives US businesses 1% a year in credits on balances above $2,000, applied to Stripe fees. Stripe says it pays no cash interest on balances.Bridge
Platforms that issue their own stablecoin through Bridge receive the interest earned on its reserves, minus issuance fees. Bridge’s closed-loop USDB coin also earns rewards inside Bridge.Yield on idle cash
A return on money you are not using. How safe it is depends on where the return comes from, not on how high the rate is.
Where the return comes from
Stripe
Low risk, not insuredCredits against feesBridge
Moderate riskStablecoin reserve revenueIs the money protected?
Stripe
Your balance is not invested. The return is paid as credits toward the provider’s own fees, not as cash.Bridge
For platforms issuing their own stablecoin: you earn the interest on the reserves behind it. Safety depends on those reserves, typically short-term US Treasuries and bank cash, and on the issuer.Does the rate change?
Stripe
Set by the provider, and only worth as much as the fees you pay.Last seen: 1% a year, as fee creditsBridge
Follows short-term Treasury rates, minus fees.Last seen: Follows short-term US Treasury rates, minus feesPlatform & marketplace
Run payments for other businesses: sign them up, take a cut, pay them out.
Sub-accounts for your users
Stripe
YesConnect creates and verifies accounts through hosted onboarding, embedded components or the API. Accounts v2 lets one account be a merchant, customer and payout recipient at once.Bridge
YesCreate customers, individuals or businesses, through the API, with Bridge running KYC and KYB.Split payments and platform fees
Stripe
YesDestination charges, separate charges and transfers, and application fees.Bridge
NoNot a card payment processor.Embeddable UI
Stripe
YesConnect embedded components for onboarding, payments, payouts and account management.Bridge
PartlyHosted KYC links; everything else is API.Pay out to your users
Stripe
YesPayouts to connected accounts, including instant payouts in some markets. Global Payouts sends fiat to 100+ markets and stablecoins to 160.Announced, not yet live: EU marketplaces paying sellers in 100+ countries with stablecoinsBridge
YesOff-ramps from stablecoins to bank accounts on local rails, including through permanent liquidation addresses.Embedded finance for your users
Give your users financial products under your brand.
Accounts that hold money
Stripe
PartlyFinancial accounts for platforms (formerly Treasury) give US business users routing numbers and FDIC pass-through eligibility. US only.Announced, not yet live: Financial accounts for platforms’ users in the eurozoneBridge
YesVirtual accounts: per-customer fiat deposit details in USD, EUR, MXN, BRL, GBP and COP that convert to stablecoins.Cards for your users
Stripe
YesIssuing for connected accounts: virtual and physical cards via the API. Cardholders can be individuals or companies.Announced, not yet live: Stablecoin-backed cards in 100 countriesBridge
YesStablecoin-linked Visa cards, issued with Stripe Issuing, rolling out by country.Announced, not yet live: Stablecoin-linked Visa cards in 100+ countriesFinancing for your users
Stripe
YesCapital for platforms offers financing to connected accounts in selected markets.Bridge
NoNot offered.Consumer apps
Build for individuals, not just businesses, the way Bridge allows.
End users can be individuals
Stripe
PartlyStripe’s own account products are built for businesses. Consumer apps (wallets, stablecoin cards) go through its subsidiary Bridge.Bridge
YesConsumer apps are a core use case: individual customers go through Bridge KYC.Consumer wallets or accounts
Stripe
PartlyThrough Bridge custodial wallets, not Stripe accounts.Bridge
YesCustodial wallets for customers.Consumer cards
Stripe
PartlyStablecoin-linked consumer cards through Bridge and Stripe Issuing, rolling out by country (65+ countries, targeting 100 by end of 2026).Announced, not yet live: Stablecoin-backed cards in 100 countriesBridge
YesConsumer stablecoin card programs, currently in limited release.Announced, not yet live: Stablecoin-linked Visa cards in 100+ countriesStablecoins
Dollar-backed tokens as a payment and treasury rail.
Accept stablecoins
Stripe
YesStablecoin payments at checkout, settled to the business in fiat.Bridge
YesReceive stablecoins to wallets or liquidation addresses and convert automatically.Hold stablecoin balances
Stripe
YesStablecoin financial accounts in 101 countries: USDC balances with USD (ACH, wire) and EUR (SEPA) rails.Announced, not yet live: Stablecoin financial accounts in 50 more countriesAnnounced, not yet live: Move stablecoin balances to and from local bank accountsBridge
YesCustodial wallets hold stablecoin balances.Pay out in stablecoins
Stripe
YesInstant stablecoin payouts to recipients in 160 markets through Global Payouts.Announced, not yet live: EU marketplaces paying sellers in 100+ countries with stablecoinsBridge
YesSend stablecoins on major chains.Issue your own stablecoin
Stripe
YesThrough Bridge Open Issuance.Bridge
YesOpen Issuance lets a business launch its own branded stablecoin.Announced, not yet live: Bridge National Trust BankRegulatory risk in United States
Stripe
Low riskBridge
Low riskAI agents
Build with AI tools, and let AI agents shop and pay.
Official MCP server
Stripe
YesHosted MCP server at mcp.stripe.com with OAuth, plus an agent toolkit for the major agent frameworks.Bridge
Not confirmedNone found.Checkout for AI agents
Stripe
YesCo-developed the Agentic Commerce Protocol with OpenAI, which powers Instant Checkout in ChatGPT. Shared payment tokens let an agent pay a seller without seeing card numbers.Bridge
Not confirmedNo agent checkout protocol support confirmed.Cards for AI agents
Stripe
YesIssuing can create single-use virtual cards for agents buying online.Bridge
Not confirmedNot confirmed. Its parent Stripe offers agent cards and shared payment tokens.Working with them
How easy it is to get started.
Self-serve signup
Stripe
YesSign up online and go live without sales in supported countries.Bridge
PartlySandbox is self-serve; production access is reviewed.Published pricing
Stripe
YesStandard rates are on the pricing page; volume discounts are negotiated.Bridge
NoPricing is not published.Public API and sandbox
Stripe
YesPublic API, test mode and sandboxes.Bridge
YesAPI-first with a sandbox.Coming soon
Announced but not launched. These are plans, not products you can sign up for today: timing often slips, and some never ship.
Announced, not yet live
Stripe
Preview or betaStablecoin-backed cards in 100 countriesExpected by the end of 2026
AnnouncedStablecoin financial accounts in 50 more countriesExpected Q4 2026
Preview or betaMove stablecoin balances to and from local bank accountsExpected Q4 2026
3 more and details →Bridge
Awaiting approvalBridge National Trust BankNo date given · Includes United States
AnnouncedStablecoin-linked Visa cards in 100+ countriesExpected by the end of 2026
Details and sources →In short
Countries onboarded
Stripe
42 of 170Bridge
1 of 170Designed for
Stripe
Online businesses that want one integration for checkout, subscriptions and marketplaces.Bridge
Apps, including consumer apps, that want to hold, move or issue dollar stablecoins with fiat on and off ramps.Limitations
Stripe
Your business must be registered in a country on Stripe’s supported list. Most of Africa and South Asia are not on it.Bridge
Production access is reviewed case by case, and availability for end users depends on their country.| Stripe Payment processor | Bridge Stablecoin infrastructure | |
|---|---|---|
| Onboards businesses in United States | Available | Available |
| Accept payments | Cards, wallets and 100+ local payment methods. You can sell to customers in almost every country. | Not offered |
| Pay people abroad | Connect pays out to sellers and contractors, and Global Payouts sends money to recipients in many countries. | Off-ramps from stablecoins to bank accounts on local rails such as ACH, SEPA, SPEI and Pix. |
| Multi-currency account | Hold and settle balances in multiple currencies. Financial accounts with routing numbers are offered to US businesses. | Virtual accounts that give each customer fiat deposit details in USD, EUR, MXN, BRL, GBP or COP. |
| Business cards | Issue physical and virtual cards for your business or your users. | Stablecoin-linked Visa cards, issued with Stripe Issuing, rolling out by country. |
| Stablecoins | US businesses can accept stablecoin payments that settle as dollars. Stablecoin financial accounts (via Bridge) are offered in 100+ countries. | Wallets, orchestration across fiat and stablecoins, and Open Issuance to launch your own stablecoin. |
| Yield on idle cash | Stripe Treasury gives US businesses 1% a year in credits on balances above $2,000, applied to Stripe fees. Stripe says it pays no cash interest on balances. | Platforms that issue their own stablecoin through Bridge receive the interest earned on its reserves, minus issuance fees. Bridge’s closed-loop USDB coin also earns rewards inside Bridge. |
| Yield on idle cashA return on money you are not using. How safe it is depends on where the return comes from, not on how high the rate is. | ||
| Where the return comes from | Low risk, not insuredCredits against fees | Moderate riskStablecoin reserve revenue |
| Is the money protected? | Your balance is not invested. The return is paid as credits toward the provider’s own fees, not as cash. | For platforms issuing their own stablecoin: you earn the interest on the reserves behind it. Safety depends on those reserves, typically short-term US Treasuries and bank cash, and on the issuer. |
| Does the rate change? | Set by the provider, and only worth as much as the fees you pay.Last seen: 1% a year, as fee credits | Follows short-term Treasury rates, minus fees.Last seen: Follows short-term US Treasury rates, minus fees |
| Platform & marketplaceRun payments for other businesses: sign them up, take a cut, pay them out. | ||
| Sub-accounts for your users | YesConnect creates and verifies accounts through hosted onboarding, embedded components or the API. Accounts v2 lets one account be a merchant, customer and payout recipient at once. | YesCreate customers, individuals or businesses, through the API, with Bridge running KYC and KYB. |
| Split payments and platform fees | YesDestination charges, separate charges and transfers, and application fees. | NoNot a card payment processor. |
| Embeddable UI | YesConnect embedded components for onboarding, payments, payouts and account management. | PartlyHosted KYC links; everything else is API. |
| Pay out to your users | YesPayouts to connected accounts, including instant payouts in some markets. Global Payouts sends fiat to 100+ markets and stablecoins to 160.Announced, not yet live: EU marketplaces paying sellers in 100+ countries with stablecoins | YesOff-ramps from stablecoins to bank accounts on local rails, including through permanent liquidation addresses. |
| Embedded finance for your usersGive your users financial products under your brand. | ||
| Accounts that hold money | PartlyFinancial accounts for platforms (formerly Treasury) give US business users routing numbers and FDIC pass-through eligibility. US only.Announced, not yet live: Financial accounts for platforms’ users in the eurozone | YesVirtual accounts: per-customer fiat deposit details in USD, EUR, MXN, BRL, GBP and COP that convert to stablecoins. |
| Cards for your users | YesIssuing for connected accounts: virtual and physical cards via the API. Cardholders can be individuals or companies.Announced, not yet live: Stablecoin-backed cards in 100 countries | YesStablecoin-linked Visa cards, issued with Stripe Issuing, rolling out by country.Announced, not yet live: Stablecoin-linked Visa cards in 100+ countries |
| Financing for your users | YesCapital for platforms offers financing to connected accounts in selected markets. | NoNot offered. |
| Consumer appsBuild for individuals, not just businesses, the way Bridge allows. | ||
| End users can be individuals | PartlyStripe’s own account products are built for businesses. Consumer apps (wallets, stablecoin cards) go through its subsidiary Bridge. | YesConsumer apps are a core use case: individual customers go through Bridge KYC. |
| Consumer wallets or accounts | PartlyThrough Bridge custodial wallets, not Stripe accounts. | YesCustodial wallets for customers. |
| Consumer cards | PartlyStablecoin-linked consumer cards through Bridge and Stripe Issuing, rolling out by country (65+ countries, targeting 100 by end of 2026).Announced, not yet live: Stablecoin-backed cards in 100 countries | YesConsumer stablecoin card programs, currently in limited release.Announced, not yet live: Stablecoin-linked Visa cards in 100+ countries |
| StablecoinsDollar-backed tokens as a payment and treasury rail. | ||
| Accept stablecoins | YesStablecoin payments at checkout, settled to the business in fiat. | YesReceive stablecoins to wallets or liquidation addresses and convert automatically. |
| Hold stablecoin balances | YesStablecoin financial accounts in 101 countries: USDC balances with USD (ACH, wire) and EUR (SEPA) rails.Announced, not yet live: Stablecoin financial accounts in 50 more countriesAnnounced, not yet live: Move stablecoin balances to and from local bank accounts | YesCustodial wallets hold stablecoin balances. |
| Pay out in stablecoins | YesInstant stablecoin payouts to recipients in 160 markets through Global Payouts.Announced, not yet live: EU marketplaces paying sellers in 100+ countries with stablecoins | YesSend stablecoins on major chains. |
| Issue your own stablecoin | YesThrough Bridge Open Issuance. | YesOpen Issuance lets a business launch its own branded stablecoin.Announced, not yet live: Bridge National Trust Bank |
| Regulatory risk in United States | Low risk | Low risk |
| AI agentsBuild with AI tools, and let AI agents shop and pay. | ||
| Official MCP server | YesHosted MCP server at mcp.stripe.com with OAuth, plus an agent toolkit for the major agent frameworks. | Not confirmedNone found. |
| Checkout for AI agents | YesCo-developed the Agentic Commerce Protocol with OpenAI, which powers Instant Checkout in ChatGPT. Shared payment tokens let an agent pay a seller without seeing card numbers. | Not confirmedNo agent checkout protocol support confirmed. |
| Cards for AI agents | YesIssuing can create single-use virtual cards for agents buying online. | Not confirmedNot confirmed. Its parent Stripe offers agent cards and shared payment tokens. |
| Working with themHow easy it is to get started. | ||
| Self-serve signup | YesSign up online and go live without sales in supported countries. | PartlySandbox is self-serve; production access is reviewed. |
| Published pricing | YesStandard rates are on the pricing page; volume discounts are negotiated. | NoPricing is not published. |
| Public API and sandbox | YesPublic API, test mode and sandboxes. | YesAPI-first with a sandbox. |
| Coming soonAnnounced but not launched. These are plans, not products you can sign up for today: timing often slips, and some never ship. | ||
| Announced, not yet live | Preview or betaStablecoin-backed cards in 100 countriesExpected by the end of 2026 AnnouncedStablecoin financial accounts in 50 more countriesExpected Q4 2026 Preview or betaMove stablecoin balances to and from local bank accountsExpected Q4 2026 3 more and details → | Awaiting approvalBridge National Trust BankNo date given · Includes United States AnnouncedStablecoin-linked Visa cards in 100+ countriesExpected by the end of 2026 Details and sources → |
| In short | ||
| Countries onboarded | 42 of 170 | 1 of 170 |
| Designed for | Online businesses that want one integration for checkout, subscriptions and marketplaces. | Apps, including consumer apps, that want to hold, move or issue dollar stablecoins with fiat on and off ramps. |
| Limitations | Your business must be registered in a country on Stripe’s supported list. Most of Africa and South Asia are not on it. | Production access is reviewed case by case, and availability for end users depends on their country. |
Common questions
Is Stripe or Bridge available in more countries?
Bridge. Of the 170 countries we track, Stripe onboards businesses in 42 (and 1 more with limits) and Bridge in 1 (and 64 more with limits). Both serve businesses in 43. Only Bridge: Argentina, Colombia, Chile, Peru, Iceland, Saudi Arabia, Israel, Turkey, Egypt, Nigeria, Kenya, South Africa and 10 more.
What do Stripe and Bridge offer?
Accept payments: Stripe yes, Bridge no. Pay people abroad: Stripe yes, Bridge yes. Multi-currency account: Stripe yes, Bridge yes. Business cards: Stripe yes, Bridge yes. Stablecoins: Stripe yes, Bridge yes. Yield on idle cash: Stripe yes, Bridge yes.
How do Stripe and Bridge differ for platforms and embedded finance?
Split payments and platform fees: Stripe yes, Bridge no. Embeddable UI: Stripe yes, Bridge partly. Accounts that hold money: Stripe partly, Bridge yes. Financing for your users: Stripe yes, Bridge no. End users can be individuals: Stripe partly, Bridge yes. Consumer wallets or accounts: Stripe partly, Bridge yes. Consumer cards: Stripe partly, Bridge yes. Official MCP server: Stripe yes, Bridge not confirmed. Checkout for AI agents: Stripe yes, Bridge not confirmed. Cards for AI agents: Stripe yes, Bridge not confirmed.
Who is Stripe designed for?
Online businesses that want one integration for checkout, subscriptions and marketplaces. Limitations: Your business must be registered in a country on Stripe’s supported list. Most of Africa and South Asia are not on it.
Who is Bridge designed for?
Apps, including consumer apps, that want to hold, move or issue dollar stablecoins with fiat on and off ramps. Limitations: Production access is reviewed case by case, and availability for end users depends on their country.
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