🇿🇦 Africa
Accepting payments online in South Africa
12 of the providers we track offer this to businesses registered in South Africa: Creem, Dodo Payments, FastSpring, Flutterwave, Gumroad, Paddle, Payoneer, PayPal, Paystack, Polar, Rapyd, Wise Business. With limits: BVNK. Not confirmed for South Africa: dLocal, EBANX.
Creem resells software, SaaS and digital goods as merchant of record, handling checkout, subscriptions, tax and chargebacks, with revenue splits and affiliate tools.
Dodo Payments resells SaaS, AI products and digital goods as merchant of record, handling payments, tax compliance and chargebacks, with checkout, subscriptions, usage billing, licence keys and digital delivery.
FastSpring is merchant of record for software, SaaS and digital products, handling payments, subscriptions, tax collection and remittance and fraud, and pays you through its Hyperwallet-powered Payouts Portal.
Online payment acceptance through checkout, payment links, invoices, a store builder and POS. Local methods include cards, bank transfer, bank account debit, USSD, mobile money and M-Pesa, depending on currency. Flutterwave says it collects in 30+ currencies.
Gumroad hosts your store and checkout and acts as merchant of record for all sales, collecting and remitting sales tax and VAT. Mainly digital products, memberships and some digital services.
Paddle resells your software, SaaS or digital product as merchant of record, handling checkout, payments, sales tax and VAT, fraud and buyer support, then pays you monthly by bank transfer or Payoneer.
Get paid by clients and marketplaces such as Amazon, Upwork and Fiverr, or accept cards through payment requests.
PayPal wallet, cards and (in the US) Venmo at checkout, with buyer and seller protection.
Online and in-person payment acceptance. Cards (Visa and Mastercard in all markets) plus local methods that vary by country: bank transfer, USSD, mobile money, M-PESA, EFT, QR, Apple Pay and Google Pay. Settlement is in local currency by default; Nigerian and Kenyan businesses can also accept and settle in USD.
Polar is merchant of record for software, SaaS and digital products, handling checkout, subscriptions, usage billing and international sales tax, and pays out through Stripe Connect Express.
Online card acquiring and local payment methods (cards, wallets, bank transfers, stablecoins, cash vouchers) through an API, hosted checkout, payment links and plugins, with subscriptions. Rapyd says customers can pay from 190+ markets in 150+ currencies.
Payment links and Quick Pay for getting paid. This is not a full online checkout.
Accept stablecoin payments, kept as stablecoins or converted to fiat.
May work, not yet reviewed for South Africa: dLocal, EBANX.
Offer this, but not to businesses in South Africa: Adyen, Airwallex, Checkout.com, Mercado Pago, Mercury, Razorpay, Stripe, Stripe Managed Payments, Worldpay, Xendit.
How people in South Africa pay
Accept payments in South Africa: common questions
Which providers can a business in South Africa use to accept payments?
12 of the providers we track offer this to businesses registered in South Africa: Creem, Dodo Payments, FastSpring, Flutterwave, Gumroad, Paddle, Payoneer, PayPal, Paystack, Polar, Rapyd, Wise Business. With limits: BVNK. Not confirmed for South Africa: dLocal, EBANX.
How do people in South Africa prefer to pay online?
Most used: Visa / Mastercard, Instant EFT (Ozow), Capitec Pay, SnapScan / Zapper.
More for businesses in South Africa