The Internet’s Money

🇮🇩 Asia-Pacific

Accepting payments online in Indonesia

12 of the providers we track offer this to businesses registered in Indonesia: Airwallex, Creem, dLocal, Dodo Payments, FastSpring, Gumroad, Paddle, Payoneer, PayPal, Polar, Rapyd, Xendit. With limits: BVNK, Flutterwave, Stripe, Wise Business. Not confirmed for Indonesia: EBANX.

AirwallexGlobal account
Available

Online payments with cards and 160+ local methods, settled into multiple currencies.

CreemMerchant of record
Available

Creem resells software, SaaS and digital goods as merchant of record, handling checkout, subscriptions, tax and chargebacks, with revenue splits and affiliate tools.

dLocalEmerging markets
Available

One integration for local methods such as Pix, OXXO, UPI and M-Pesa in 40+ emerging markets.

Dodo PaymentsMerchant of record
Available

Dodo Payments resells SaaS, AI products and digital goods as merchant of record, handling payments, tax compliance and chargebacks, with checkout, subscriptions, usage billing, licence keys and digital delivery.

FastSpringMerchant of record
Available

FastSpring is merchant of record for software, SaaS and digital products, handling payments, subscriptions, tax collection and remittance and fraud, and pays you through its Hyperwallet-powered Payouts Portal.

GumroadMerchant of record
Available

Gumroad hosts your store and checkout and acts as merchant of record for all sales, collecting and remitting sales tax and VAT. Mainly digital products, memberships and some digital services.

PaddleMerchant of record
Available

Paddle resells your software, SaaS or digital product as merchant of record, handling checkout, payments, sales tax and VAT, fraud and buyer support, then pays you monthly by bank transfer or Payoneer.

PayoneerGlobal account
Available

Get paid by clients and marketplaces such as Amazon, Upwork and Fiverr, or accept cards through payment requests.

PayPalPayment processor
Available

PayPal wallet, cards and (in the US) Venmo at checkout, with buyer and seller protection.

PolarMerchant of record
Available

Polar is merchant of record for software, SaaS and digital products, handling checkout, subscriptions, usage billing and international sales tax, and pays out through Stripe Connect Express.

RapydPayment processor
Available

Online card acquiring and local payment methods (cards, wallets, bank transfers, stablecoins, cash vouchers) through an API, hosted checkout, payment links and plugins, with subscriptions. Rapyd says customers can pay from 190+ markets in 150+ currencies.

XenditRegional processor
Available

Payments API, payment sessions and links, subscriptions, plug-ins and in-person QR payments. Local methods in Indonesia, the Philippines, Malaysia, Thailand and Vietnam (virtual accounts, e-wallets, QR, direct debit, over-the-counter, BNPL, cards), plus cards and PayNow in Singapore and cards in Hong Kong and Mexico.

BVNKStablecoin infrastructure
Limited

Accept stablecoin payments, kept as stablecoins or converted to fiat.

FlutterwaveRegional processor
Limited

Online payment acceptance through checkout, payment links, invoices, a store builder and POS. Local methods include cards, bank transfer, bank account debit, USSD, mobile money and M-Pesa, depending on currency. Flutterwave says it collects in 30+ currencies.

StripePayment processor
Limited

Cards, wallets and 100+ local payment methods. You can sell to customers in almost every country.

Wise BusinessGlobal account
Limited

Payment links and Quick Pay for getting paid. This is not a full online checkout.

May work, not yet reviewed for Indonesia: EBANX.

Offer this, but not to businesses in Indonesia: Adyen, Checkout.com, Mercado Pago, Mercury, Paystack, Razorpay, Stripe Managed Payments, Worldpay.

How people in Indonesia pay

QRISBank virtual accountsGoPay / OVO / DANAVisa / Mastercard

Accept payments in Indonesia: common questions

Which providers can a business in Indonesia use to accept payments?

12 of the providers we track offer this to businesses registered in Indonesia: Airwallex, Creem, dLocal, Dodo Payments, FastSpring, Gumroad, Paddle, Payoneer, PayPal, Polar, Rapyd, Xendit. With limits: BVNK, Flutterwave, Stripe, Wise Business. Not confirmed for Indonesia: EBANX.

How do people in Indonesia prefer to pay online?

Most used: QRIS, Bank virtual accounts, GoPay / OVO / DANA, Visa / Mastercard.

More for businesses in Indonesia