Regional processor · Asia-Pacific

Does Razorpay work in New Zealand?

Partly.

Razorpay is limited for businesses registered in New Zealand: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Limited

Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list) ↗Checked Oct 2026

What a business in New Zealand can use

Razorpay’s products, for a company incorporated in New Zealand.

Accept paymentsNot available

Payment gateway, payment links, payment pages, subscriptions, QR codes and POS. In India it supports cards, netbanking, UPI, wallets, EMI and Pay Later; Malaysia (Curlec) adds FPX, DuitNow and others; Singapore and US offer cards, wallets, PayNow (SG) and ACH (US). Non-Indian businesses can also collect from Indian customers. Not for businesses in New Zealand.

Pay people abroadNot available

RazorpayX payouts to contacts in India via IMPS, RTGS, NEFT or UPI from a RazorpayX current account; also vendor and salary payouts. Razorpay Curlec in Malaysia also lists payouts. Cross-border payouts are not documented as a general product. Not for businesses in New Zealand.

Multi-currency accountNot available

RazorpayX current accounts for Indian businesses, provided by partner banks (ICICI, RBL, Yes Bank); RazorpayX is not a bank. Not for businesses in New Zealand.

Business cardsNot available

RazorpayX Corporate Card (Visa corporate credit card issued by RBI-licensed partner banks) for Indian businesses. Not for businesses in New Zealand.

StablecoinsNot offered

Razorpay does not offer this.

Yield on idle cashNot offered

Razorpay does not offer this.

Razorpay serves businesses in India, Malaysia (as Razorpay Curlec), Singapore (technical services, with Airwallex as the licensed provider) and the US. Businesses elsewhere can ask to collect only from Indian customers, settled abroad.

Onboarding confidence: medium. Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list). Everything about Razorpay

Alternatives in New Zealand

Other providers that serve businesses registered there.

Accept payments

Adyen Airwallex Creem Dodo Payments FastSpring Gumroad Paddle Payoneer PayPal Polar Rapyd Stripe Wise Business BVNKlimited Flutterwavelimited

Pay people abroad

Adyen Airwallex Payoneer PayPal Rapyd Stripe Wise Business Bridgelimited BVNKlimited Flutterwavelimited Xenditlimited

Multi-currency account

Airwallex Payoneer PayPal Rapyd Stripe Wise Business Bridgelimited BVNKlimited Flutterwavelimited

Business cards

Airwallex Payoneer Rapyd Wise Business Bridgelimited Flutterwavelimited Rainlimited

Stablecoins

Rapyd Stripe Bridgelimited BVNKlimited Flutterwavelimited Rainlimited

Yield on idle cash

Airwallex Bridgelimited BVNKlimited

Selling to New Zealand

How people there prefer to pay online.

1Visa / Mastercard
2Apple Pay
3Afterpay
4Bank transfer

Stablecoin rules in New Zealand

Elevated riskUnclear

There is no framework, so the legal position is uncertain.

Everything about 🇳🇿 New Zealand →

Common questions

Does Razorpay work in New Zealand?

Partly. Razorpay is limited for businesses registered in New Zealand: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Razorpay products can a business in New Zealand use?

None of Razorpay’s listed products are available to businesses in New Zealand.

What are the alternatives to Razorpay in New Zealand?

Providers that onboard businesses registered in New Zealand: Stripe, Adyen, PayPal, Airwallex, Wise Business, Payoneer, Paddle, Polar and 5 more. With limits: Bridge, BVNK, Rain, Flutterwave and Xendit.