Regional processor · Asia-Pacific

Does Razorpay work in Australia?

Partly.

Razorpay is limited for businesses registered in Australia: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Limited

Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list) ↗Checked Oct 2026

What a business in Australia can use

Razorpay’s products, for a company incorporated in Australia.

Accept paymentsNot available

Payment gateway, payment links, payment pages, subscriptions, QR codes and POS. In India it supports cards, netbanking, UPI, wallets, EMI and Pay Later; Malaysia (Curlec) adds FPX, DuitNow and others; Singapore and US offer cards, wallets, PayNow (SG) and ACH (US). Non-Indian businesses can also collect from Indian customers. Not for businesses in Australia.

Pay people abroadNot available

RazorpayX payouts to contacts in India via IMPS, RTGS, NEFT or UPI from a RazorpayX current account; also vendor and salary payouts. Razorpay Curlec in Malaysia also lists payouts. Cross-border payouts are not documented as a general product. Not for businesses in Australia.

Multi-currency accountNot available

RazorpayX current accounts for Indian businesses, provided by partner banks (ICICI, RBL, Yes Bank); RazorpayX is not a bank. Not for businesses in Australia.

Business cardsNot available

RazorpayX Corporate Card (Visa corporate credit card issued by RBI-licensed partner banks) for Indian businesses. Not for businesses in Australia.

StablecoinsNot offered

Razorpay does not offer this.

Yield on idle cashNot offered

Razorpay does not offer this.

Razorpay serves businesses in India, Malaysia (as Razorpay Curlec), Singapore (technical services, with Airwallex as the licensed provider) and the US. Businesses elsewhere can ask to collect only from Indian customers, settled abroad.

Onboarding confidence: medium. Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list). Everything about Razorpay

Alternatives in Australia

Other providers that serve businesses registered there.

Accept payments

Adyen Airwallex Creem Dodo Payments FastSpring Gumroad Paddle Payoneer PayPal Polar Rapyd Stripe Stripe Managed Payments Wise Business BVNKlimited Checkout.comlimited Flutterwavelimited Worldpaylimited

Pay people abroad

Adyen Airwallex Hyperwallet Payoneer PayPal Rapyd Stripe Wise Business Bridgelimited BVNKlimited Checkout.comlimited Flutterwavelimited Worldpaylimited Xenditlimited

Multi-currency account

Airwallex Payoneer PayPal Rapyd Stripe Wise Business Bridgelimited BVNKlimited Flutterwavelimited

Business cards

Adyen Airwallex Payoneer Rapyd Wise Business Bridgelimited Flutterwavelimited Rainlimited

Stablecoins

Rapyd Stripe Bridgelimited BVNKlimited Checkout.comlimited Flutterwavelimited Rainlimited Worldpaylimited

Yield on idle cash

Airwallex Wise Business Bridgelimited BVNKlimited

Selling to Australia

How people there prefer to pay online.

1Visa / Mastercard / eftpos
2Apple Pay / Google Pay
3PayTo / PayID
4Afterpay / Zip

Stablecoin rules in Australia

Moderate riskRules in progress

Stablecoin rules are being written and may change.

Everything about 🇦🇺 Australia →

Common questions

Does Razorpay work in Australia?

Partly. Razorpay is limited for businesses registered in Australia: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Razorpay products can a business in Australia use?

None of Razorpay’s listed products are available to businesses in Australia.

What are the alternatives to Razorpay in Australia?

Providers that onboard businesses registered in Australia: Stripe, Adyen, PayPal, Airwallex, Wise Business, Payoneer, Hyperwallet, Paddle and 7 more. With limits: Checkout.com, Worldpay, Bridge, BVNK, Rain, Flutterwave and Xendit.