The Internet’s Money

🇯🇵 Asia-Pacific

Using stablecoins as a business in Japan

3 of the providers we track offer this to businesses registered in Japan: Checkout.com, Rapyd, Stripe. With limits: BVNK, Flutterwave, Rain. Not confirmed for Japan: EBANX.

Checkout.comPayment processor
Available

Stablecoin settlement has been offered to some merchants.

RapydPayment processor
Available

Since 9 September 2025, businesses can accept stablecoin payments (converted to fiat), settle in stablecoins or fiat, and pay out in stablecoins. Rapyd says this runs through regulated third-party partners and that it does not itself issue, custody or directly process crypto assets. Supported coins are not named.

StripePayment processor
Available

US businesses can accept stablecoin payments that settle as dollars. Stablecoin financial accounts (via Bridge) are offered in 100+ countries.

BVNKStablecoin infrastructure
Limited

Pay-ins, payouts, FX and wallets across major chains, plus a self-custody product.

FlutterwaveRegional processor
Limited

Stablecoin wallets and transfers: fund a USDC/USDT/RLUSD wallet from NGN, USD, GBP, EUR or GHS balances and send to wallet addresses on Solana, Ethereum, Base or Polygon.

RainCard issuing
Limited

Cards settle in USDC, and users can spend from custodial or self-custodial wallets on major chains.

May work, not yet reviewed for Japan: EBANX.

Offer this, but not to businesses in Japan: Bridge, PayPal, Worldpay.

Low riskClear rules

Stablecoin rules in Japan: The amended Payment Services Act (2023) allows stablecoins issued by banks, trust companies and licensed transfer firms. USDC became available to Japanese users in 2025.

Stablecoins without a provider →

Stablecoins in Japan: common questions

Which providers can a business in Japan use to use stablecoins?

3 of the providers we track offer this to businesses registered in Japan: Checkout.com, Rapyd, Stripe. With limits: BVNK, Flutterwave, Rain. Not confirmed for Japan: EBANX.

Are stablecoins legal in Japan?

Clear rules. The amended Payment Services Act (2023) allows stablecoins issued by banks, trust companies and licensed transfer firms. USDC became available to Japanese users in 2025.

More for businesses in Japan