The Internet’s Money

🇯🇵 Asia-Pacific

Earning yield on business cash in Japan

Only with limits: BVNK.

BVNKStablecoin infrastructure
Limited

BVNK Earn pays a return on idle stablecoin balances. BVNK does not clearly say how the return is generated; earlier versions of the product lent assets to prime brokers.

Source not disclosedSource not disclosed

Offer this, but not to businesses in Japan: Airwallex, Bridge, Mercury, PayPal, Ramp, Stripe, Wise Business.

Low riskClear rules

Stablecoin rules in Japan: The amended Payment Services Act (2023) allows stablecoins issued by banks, trust companies and licensed transfer firms. USDC became available to Japanese users in 2025.

Stablecoins without a provider →

Yield on idle cash in Japan: common questions

Which providers can a business in Japan use to earn yield on idle cash?

Only with limits: BVNK.

Are stablecoins legal in Japan?

Clear rules. The amended Payment Services Act (2023) allows stablecoins issued by banks, trust companies and licensed transfer firms. USDC became available to Japanese users in 2025.

More for businesses in Japan