Card issuing · Asia-Pacific

Does Rain work in Japan?

Partly.

Rain is limited for businesses registered in Japan: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Limited

Source: Rain cards ↗

What a business in Japan can use

Rain’s products, for a company incorporated in Japan.

Accept paymentsNot offered

Rain does not offer this.

Pay people abroadNot offered

Rain does not offer this.

Multi-currency accountNot offered

Rain does not offer this.

Business cardsLimited

Virtual and physical cards funded from stablecoin balances, for consumers or businesses, with issuing, processing and program management under one contract.

StablecoinsLimited

Cards settle in USDC, and users can spend from custodial or self-custodial wallets on major chains.

Yield on idle cashNot offered

Rain does not offer this.

Rain issues as a principal card network member, without a sponsor bank, and reports card programs in 100+ countries. Whether a program can launch depends on where the company and its cardholders are.

Onboarding confidence: low. Source: Rain cards. Everything about Rain

Alternatives in Japan

Other providers that serve businesses registered there.

Accept payments

Adyen Airwallex Checkout.com dLocal Payoneer PayPal Stripe Wise Business BVNKlimited

Pay people abroad

Adyen Airwallex Checkout.com dLocal Payoneer PayPal Stripe Wise Business Bridgelimited BVNKlimited

Multi-currency account

Airwallex Payoneer PayPal Stripe Wise Business Bridgelimited BVNKlimited

Business cards

Airwallex Payoneer Wise Business Bridgelimited

Stablecoins

Checkout.com Stripe Bridgelimited BVNKlimited

Yield on idle cash

Bridgelimited BVNKlimited

Selling to Japan

How people there prefer to pay online.

1Visa / Mastercard / JCB
2Konbini
3PayPay
4Bank transfer

Stablecoin rules in Japan

Low riskClear rules

A licensing regime for stablecoins is in force.

Rain’s stablecoin products are available to businesses here.

Everything about 🇯🇵 Japan →

Common questions

Does Rain work in Japan?

Partly. Rain is limited for businesses registered in Japan: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Rain products can a business in Japan use?

business cards and stablecoins, with limits.

What are the alternatives to Rain in Japan?

Providers that onboard businesses registered in Japan: Stripe, Adyen, Checkout.com, PayPal, Airwallex, Wise Business, Payoneer and dLocal. With limits: Bridge and BVNK.

Can a business in Japan use Rain for stablecoins?

Yes, according to our data. Stablecoin rules in Japan: Clear rules (low risk). The amended Payment Services Act (2023) allows stablecoins issued by banks, trust companies and licensed transfer firms. USDC became available to Japanese users in 2025.