Compare
Stripe vs Worldpay
Of the 170 countries we track, Stripe onboards businesses in 42 (and 2 more with limits) and Worldpay in 32 (and 3 more with limits). Both serve businesses in 34.
Only Stripe · 10
Only Worldpay · 1
Side by side
Pick where your business is registered. Add up to two more providers.
Pick up to 4.
For a business registered in
Onboards businesses in United States
Stripe
AvailableWorldpay
AvailableAccept payments
Stripe
Cards, wallets and 100+ local payment methods. You can sell to customers in almost every country.Worldpay
Enterprise acquiring online and in store, processing in 140+ countries.Pay people abroad
Stripe
Connect pays out to sellers and contractors, and Global Payouts sends money to recipients in many countries.Worldpay
Global payouts to bank accounts, cards and wallets.Multi-currency account
Stripe
Hold and settle balances in multiple currencies. Financial accounts with routing numbers are offered to US businesses.Worldpay
Not offeredBusiness cards
Stripe
Issue physical and virtual cards for your business or your users.Worldpay
Not offeredStablecoins
Stripe
US businesses can accept stablecoin payments that settle as dollars. Stablecoin financial accounts (via Bridge) are offered in 100+ countries.Worldpay
Stablecoin payouts and settlement through crypto infrastructure partners.Yield on idle cash
Stripe
Stripe Treasury gives US businesses 1% a year in credits on balances above $2,000, applied to Stripe fees. Stripe says it pays no cash interest on balances.Worldpay
Not offeredYield on idle cash
A return on money you are not using. How safe it is depends on where the return comes from, not on how high the rate is.
Where the return comes from
Stripe
Low risk, not insuredCredits against feesWorldpay
No yield offeredIs the money protected?
Stripe
Your balance is not invested. The return is paid as credits toward the provider’s own fees, not as cash.Worldpay
–Does the rate change?
Stripe
Set by the provider, and only worth as much as the fees you pay.Last seen: 1% a year, as fee creditsWorldpay
–Fees
Published prices only, with the date we read them. Many providers negotiate prices instead.
How pricing works
Stripe
Stripe publishes per-country rates. US: 2.9% + 30¢ per domestic card payment, +1.5% for international cards, +1% for currency conversion. UK and Ireland: 1.5% + 20p / €0.25 for standard domestic-area cards, 2.8% for premium cards, 2.5% for EEA/UK cards, 3.15% for international cards and +2% conversion. No setup or monthly fees.Worldpay
Worldpay's UK pricing page is an indicative quote tool: card percentages only appear after you enter turnover, transaction value and industry. The fixed charges it shows by default are a 4.5p authorisation fee, a £20 chargeback fee, £5 PCI DSS fee, £15 minimum monthly service charge and £20 per terminal per month.Published prices
Stripe
Domestic card payment (US): 2.9% + 30¢ per successful transaction for domestic cardsInternational card surcharge (US): +1.5%Currency conversion (US): +1% if currency conversion is requiredManually entered cards (US): +0.5%Setup / monthly fees (US, UK, Ireland): None on standard pricingStandard payout to bank (all): No fee to initiate normal payouts (a settlement fee can apply when settling in a non-primary currency)Worldpay
Card transaction rates (UK): Not published as fixed rates: an indicative quote is calculated from annual card turnover, average transaction value and merchant categoryAuthorisation fee (UK): 4.5p per transaction (indicative)Chargeback fee (UK): £20.00 (indicative)Monthly charges (UK): PCI DSS service fee £5.00; minimum monthly service charge £15.00; point-of-sale terminal £20.00 per terminal per month; gateway included (indicative)What you can sell
From each provider’s acceptable use policy. “Restricted” means allowed only with approval or conditions, or banned for part of the category.
Software and digital goods
Stripe
Not statedWorldpay
Not statedCrypto
Stripe
RestrictedCrypto exchanges and wallets are restricted (limited availability, contact sales). Crypto mining and staking, ICOs and secondary NFT sales are prohibited.Worldpay
Restricted'Virtual Currency (using a card to fund a VC account - pending sponsor bank)' is a high-risk category needing enhanced review. The 'pending sponsor bank' wording suggests it may not be supported yet. Confidence lowered to low.Lending and financial services
Stripe
RestrictedInvestment, lending, BNPL, money transmitters, remittance and currency exchange are restricted (contact sales). Peer-to-peer money transmission, check cashing, money orders and debt relief are prohibited.Worldpay
RestrictedMoney service businesses, credit repair, consumer financing, FX trading, investment firms and digital wallet/prepaid companies are high-risk categories needing enhanced review.Gambling
Stripe
Not allowedGames of chance, games of skill with prizes, sports forecasting, lotteries and bidding-fee auctions are listed as prohibited. Stripe's FAQ says some listed businesses can be supported with explicit prior approval.Worldpay
RestrictedGambling and gaming, including sports forecasting, odds making and DFS, plus sweepstakes, are high-risk categories needing enhanced review.Adult content
Stripe
Not allowedAdult content and services, pornography and AI-generated sexual content are prohibited.Worldpay
RestrictedAdult entertainment, adult clubs and sexual aids/toys are high-risk categories needing enhanced review.Dating
Stripe
RestrictedOnline dating and matchmaking services are on the Restricted list, with specific prohibitions in India, the UAE and Thailand.Worldpay
RestrictedDating services are a high-risk category needing enhanced review.Firearms and weapons
Stripe
RestrictedLegal firearms, regulated parts and other weapons are restricted (limited availability, contact sales); illegal weapons are prohibited.Worldpay
RestrictedCard-not-present firearms sales are a high-risk category needing enhanced review.Cannabis and CBD
Stripe
Not allowedCannabis products and dispensaries are prohibited. CBD with only negligible THC within local limits is restricted; CBD over the local THC limit is prohibited. The FAQ says CBD is supported only for limited sale to licensed users in specific countries, which matches the list.Worldpay
Not statedSupplements
Stripe
RestrictedStripe's list never says supplements are permitted. It prohibits nutraceuticals and pseudo-pharmaceuticals 'that are not safe or make harmful claims', which is a judgement Stripe makes. Its country-specific lists also prohibit vitamins in Thailand and HCG weight-loss products and ephedrine in Mexico. Part of the category is barred, so the status is restricted. Nutraceuticals are not on the general Restricted (approval) list.Worldpay
Restricted'Nutraceauticals Card Not Present' (sic) is on the high-risk list. Card-not-present nutraceutical sales need enhanced review through Worldpay sales. Card-present sales are not listed.Pharmacy and telemedicine
Stripe
RestrictedOnline pharmacies, card-not-present prescription products, regulated medical devices and telemedicine are restricted. FAQ: pharmacies are approved only for merchants in the US, Canada, the EU, Australia, the UK and Japan.Worldpay
RestrictedCard-not-present pharmaceutical sales and script dispensing terminals are high-risk categories needing enhanced review.Travel
Stripe
RestrictedConflict between Stripe pages. The legal list puts travel reservation services and clubs under Restricted (approval possible), and commercial airlines, cruises, cross-border charter and timeshares under Prohibited. Stripe's FAQ says it does not support travel reservation services and clubs at all.Worldpay
Not statedMulti-level marketing
Stripe
Not allowedPyramid schemes and multilevel marketing offering commission or recruitment-based sales are prohibited.Worldpay
RestrictedMulti-level marketing is a high-risk category needing enhanced review.Free-trial subscriptions
Stripe
Not allowedNegative option marketing and membership clubs, and reduced-price trials with unclear or hidden pricing, are prohibited. Clearly disclosed subscriptions are not covered by this line.Worldpay
RestrictedNegative option subscription enrollment is a high-risk category needing enhanced review.Platform & marketplace
Run payments for other businesses: sign them up, take a cut, pay them out.
Sub-accounts for your users
Stripe
YesConnect creates and verifies accounts through hosted onboarding, embedded components or the API. Accounts v2 lets one account be a merchant, customer and payout recipient at once.Worldpay
YesWorldpay for Platforms (formerly Payrix): white-label APIs to sign up and underwrite sub-merchants, as a referral partner, PayFac-as-a-Service or full PayFac.Split payments and platform fees
Stripe
YesDestination charges, separate charges and transfers, and application fees.Worldpay
YesSplit one transaction across several parties.Embeddable UI
Stripe
YesConnect embedded components for onboarding, payments, payouts and account management.Worldpay
YesWhite-label onboarding, payment forms and payout dashboards.Pay out to your users
Stripe
YesPayouts to connected accounts, including instant payouts in some markets. Global Payouts sends fiat to 100+ markets and stablecoins to 160.Announced, not yet live: EU marketplaces paying sellers in 100+ countries with stablecoinsWorldpay
YesAPI-driven funding to pay out sub-merchants.Embedded finance for your users
Give your users financial products under your brand.
Accounts that hold money
Stripe
PartlyFinancial accounts for platforms (formerly Treasury) give US business users routing numbers and FDIC pass-through eligibility. US only.Announced, not yet live: Financial accounts for platforms’ users in the eurozoneWorldpay
NoNot found in public materials.Cards for your users
Stripe
YesIssuing for connected accounts: virtual and physical cards via the API. Cardholders can be individuals or companies.Announced, not yet live: Stablecoin-backed cards in 100 countriesWorldpay
NoNot found in public materials.Financing for your users
Stripe
YesCapital for platforms offers financing to connected accounts in selected markets.Worldpay
Not confirmedNot confirmed.Consumer apps
Build for individuals, not just businesses, the way Bridge allows.
End users can be individuals
Stripe
PartlyStripe’s own account products are built for businesses. Consumer apps (wallets, stablecoin cards) go through its subsidiary Bridge.Worldpay
NoSub-merchants are businesses.Consumer wallets or accounts
Stripe
PartlyThrough Bridge custodial wallets, not Stripe accounts.Worldpay
NoNot offered.Consumer cards
Stripe
PartlyStablecoin-linked consumer cards through Bridge and Stripe Issuing, rolling out by country (65+ countries, targeting 100 by end of 2026).Announced, not yet live: Stablecoin-backed cards in 100 countriesWorldpay
NoNot offered.Stablecoins
Dollar-backed tokens as a payment and treasury rail.
Accept stablecoins
Stripe
YesStablecoin payments at checkout, settled to the business in fiat.Worldpay
Not confirmedNot confirmed.Hold stablecoin balances
Stripe
YesStablecoin financial accounts in 101 countries: USDC balances with USD (ACH, wire) and EUR (SEPA) rails.Announced, not yet live: Stablecoin financial accounts in 50 more countriesAnnounced, not yet live: Move stablecoin balances to and from local bank accountsWorldpay
NoNo stablecoin product found in public materials.Pay out in stablecoins
Stripe
YesInstant stablecoin payouts to recipients in 160 markets through Global Payouts.Announced, not yet live: EU marketplaces paying sellers in 100+ countries with stablecoinsWorldpay
PartlyStablecoin payouts through crypto infrastructure partners.Issue your own stablecoin
Stripe
YesThrough Bridge Open Issuance.Worldpay
NoNo stablecoin product found in public materials.Regulatory risk in United States
Stripe
Low riskWorldpay
Low riskAI agents
Build with AI tools, and let AI agents shop and pay.
Official MCP server
Stripe
YesHosted MCP server at mcp.stripe.com with OAuth, plus an agent toolkit for the major agent frameworks.Worldpay
YesFree MCP server on GitHub since November 2025, for building agents on Worldpay’s APIs.Checkout for AI agents
Stripe
YesCo-developed the Agentic Commerce Protocol with OpenAI, which powers Instant Checkout in ChatGPT. Shared payment tokens let an agent pay a seller without seeing card numbers.Worldpay
PartlyAgentic Commerce Protocol support for ChatGPT Instant Checkout, in preview for US merchants.Cards for AI agents
Stripe
YesIssuing can create single-use virtual cards for agents buying online.Worldpay
NoNot offered.Working with them
How easy it is to get started.
Self-serve signup
Stripe
YesSign up online and go live without sales in supported countries.Worldpay
NoSales-led.Published pricing
Stripe
YesStandard rates are on the pricing page; volume discounts are negotiated.Worldpay
NoNegotiated.Public API and sandbox
Stripe
YesPublic API, test mode and sandboxes.Worldpay
YesDeveloper docs and sandbox for platforms.Coming soon
Announced but not launched. These are plans, not products you can sign up for today: timing often slips, and some never ship.
Announced, not yet live
Stripe
Preview or betaStablecoin-backed cards in 100 countriesExpected by the end of 2026
AnnouncedStablecoin financial accounts in 50 more countriesExpected Q4 2026
Preview or betaMove stablecoin balances to and from local bank accountsExpected Q4 2026
3 more and details →Worldpay
AnnouncedWero at checkout for European merchantsNo date given
Details and sources →In short
Countries onboarded
Stripe
42 of 170Worldpay
32 of 170Designed for
Stripe
Online businesses that want one integration for checkout, subscriptions and marketplaces.Worldpay
Large retailers and enterprises that need high-volume acquiring in the US and Europe.Limitations
Stripe
Your business must be registered in a country on Stripe’s supported list. Most of Africa and South Asia are not on it.Worldpay
Pricing and contract terms are negotiated rather than published.| Stripe Payment processor | Worldpay Payment processor | |
|---|---|---|
| Onboards businesses in United States | Available | Available |
| Accept payments | Cards, wallets and 100+ local payment methods. You can sell to customers in almost every country. | Enterprise acquiring online and in store, processing in 140+ countries. |
| Pay people abroad | Connect pays out to sellers and contractors, and Global Payouts sends money to recipients in many countries. | Global payouts to bank accounts, cards and wallets. |
| Multi-currency account | Hold and settle balances in multiple currencies. Financial accounts with routing numbers are offered to US businesses. | Not offered |
| Business cards | Issue physical and virtual cards for your business or your users. | Not offered |
| Stablecoins | US businesses can accept stablecoin payments that settle as dollars. Stablecoin financial accounts (via Bridge) are offered in 100+ countries. | Stablecoin payouts and settlement through crypto infrastructure partners. |
| Yield on idle cash | Stripe Treasury gives US businesses 1% a year in credits on balances above $2,000, applied to Stripe fees. Stripe says it pays no cash interest on balances. | Not offered |
| Yield on idle cashA return on money you are not using. How safe it is depends on where the return comes from, not on how high the rate is. | ||
| Where the return comes from | Low risk, not insuredCredits against fees | No yield offered |
| Is the money protected? | Your balance is not invested. The return is paid as credits toward the provider’s own fees, not as cash. | – |
| Does the rate change? | Set by the provider, and only worth as much as the fees you pay.Last seen: 1% a year, as fee credits | – |
| FeesPublished prices only, with the date we read them. Many providers negotiate prices instead. | ||
| How pricing works | Stripe publishes per-country rates. US: 2.9% + 30¢ per domestic card payment, +1.5% for international cards, +1% for currency conversion. UK and Ireland: 1.5% + 20p / €0.25 for standard domestic-area cards, 2.8% for premium cards, 2.5% for EEA/UK cards, 3.15% for international cards and +2% conversion. No setup or monthly fees. | Worldpay's UK pricing page is an indicative quote tool: card percentages only appear after you enter turnover, transaction value and industry. The fixed charges it shows by default are a 4.5p authorisation fee, a £20 chargeback fee, £5 PCI DSS fee, £15 minimum monthly service charge and £20 per terminal per month. |
| Published prices | Domestic card payment (US): 2.9% + 30¢ per successful transaction for domestic cardsInternational card surcharge (US): +1.5%Currency conversion (US): +1% if currency conversion is requiredManually entered cards (US): +0.5%Setup / monthly fees (US, UK, Ireland): None on standard pricingStandard payout to bank (all): No fee to initiate normal payouts (a settlement fee can apply when settling in a non-primary currency) | Card transaction rates (UK): Not published as fixed rates: an indicative quote is calculated from annual card turnover, average transaction value and merchant categoryAuthorisation fee (UK): 4.5p per transaction (indicative)Chargeback fee (UK): £20.00 (indicative)Monthly charges (UK): PCI DSS service fee £5.00; minimum monthly service charge £15.00; point-of-sale terminal £20.00 per terminal per month; gateway included (indicative) |
| What you can sellFrom each provider’s acceptable use policy. “Restricted” means allowed only with approval or conditions, or banned for part of the category. | ||
| Software and digital goods | Not stated | Not stated |
| Crypto | RestrictedCrypto exchanges and wallets are restricted (limited availability, contact sales). Crypto mining and staking, ICOs and secondary NFT sales are prohibited. | Restricted'Virtual Currency (using a card to fund a VC account - pending sponsor bank)' is a high-risk category needing enhanced review. The 'pending sponsor bank' wording suggests it may not be supported yet. Confidence lowered to low. |
| Lending and financial services | RestrictedInvestment, lending, BNPL, money transmitters, remittance and currency exchange are restricted (contact sales). Peer-to-peer money transmission, check cashing, money orders and debt relief are prohibited. | RestrictedMoney service businesses, credit repair, consumer financing, FX trading, investment firms and digital wallet/prepaid companies are high-risk categories needing enhanced review. |
| Gambling | Not allowedGames of chance, games of skill with prizes, sports forecasting, lotteries and bidding-fee auctions are listed as prohibited. Stripe's FAQ says some listed businesses can be supported with explicit prior approval. | RestrictedGambling and gaming, including sports forecasting, odds making and DFS, plus sweepstakes, are high-risk categories needing enhanced review. |
| Adult content | Not allowedAdult content and services, pornography and AI-generated sexual content are prohibited. | RestrictedAdult entertainment, adult clubs and sexual aids/toys are high-risk categories needing enhanced review. |
| Dating | RestrictedOnline dating and matchmaking services are on the Restricted list, with specific prohibitions in India, the UAE and Thailand. | RestrictedDating services are a high-risk category needing enhanced review. |
| Firearms and weapons | RestrictedLegal firearms, regulated parts and other weapons are restricted (limited availability, contact sales); illegal weapons are prohibited. | RestrictedCard-not-present firearms sales are a high-risk category needing enhanced review. |
| Cannabis and CBD | Not allowedCannabis products and dispensaries are prohibited. CBD with only negligible THC within local limits is restricted; CBD over the local THC limit is prohibited. The FAQ says CBD is supported only for limited sale to licensed users in specific countries, which matches the list. | Not stated |
| Supplements | RestrictedStripe's list never says supplements are permitted. It prohibits nutraceuticals and pseudo-pharmaceuticals 'that are not safe or make harmful claims', which is a judgement Stripe makes. Its country-specific lists also prohibit vitamins in Thailand and HCG weight-loss products and ephedrine in Mexico. Part of the category is barred, so the status is restricted. Nutraceuticals are not on the general Restricted (approval) list. | Restricted'Nutraceauticals Card Not Present' (sic) is on the high-risk list. Card-not-present nutraceutical sales need enhanced review through Worldpay sales. Card-present sales are not listed. |
| Pharmacy and telemedicine | RestrictedOnline pharmacies, card-not-present prescription products, regulated medical devices and telemedicine are restricted. FAQ: pharmacies are approved only for merchants in the US, Canada, the EU, Australia, the UK and Japan. | RestrictedCard-not-present pharmaceutical sales and script dispensing terminals are high-risk categories needing enhanced review. |
| Travel | RestrictedConflict between Stripe pages. The legal list puts travel reservation services and clubs under Restricted (approval possible), and commercial airlines, cruises, cross-border charter and timeshares under Prohibited. Stripe's FAQ says it does not support travel reservation services and clubs at all. | Not stated |
| Multi-level marketing | Not allowedPyramid schemes and multilevel marketing offering commission or recruitment-based sales are prohibited. | RestrictedMulti-level marketing is a high-risk category needing enhanced review. |
| Free-trial subscriptions | Not allowedNegative option marketing and membership clubs, and reduced-price trials with unclear or hidden pricing, are prohibited. Clearly disclosed subscriptions are not covered by this line. | RestrictedNegative option subscription enrollment is a high-risk category needing enhanced review. |
| Platform & marketplaceRun payments for other businesses: sign them up, take a cut, pay them out. | ||
| Sub-accounts for your users | YesConnect creates and verifies accounts through hosted onboarding, embedded components or the API. Accounts v2 lets one account be a merchant, customer and payout recipient at once. | YesWorldpay for Platforms (formerly Payrix): white-label APIs to sign up and underwrite sub-merchants, as a referral partner, PayFac-as-a-Service or full PayFac. |
| Split payments and platform fees | YesDestination charges, separate charges and transfers, and application fees. | YesSplit one transaction across several parties. |
| Embeddable UI | YesConnect embedded components for onboarding, payments, payouts and account management. | YesWhite-label onboarding, payment forms and payout dashboards. |
| Pay out to your users | YesPayouts to connected accounts, including instant payouts in some markets. Global Payouts sends fiat to 100+ markets and stablecoins to 160.Announced, not yet live: EU marketplaces paying sellers in 100+ countries with stablecoins | YesAPI-driven funding to pay out sub-merchants. |
| Embedded finance for your usersGive your users financial products under your brand. | ||
| Accounts that hold money | PartlyFinancial accounts for platforms (formerly Treasury) give US business users routing numbers and FDIC pass-through eligibility. US only.Announced, not yet live: Financial accounts for platforms’ users in the eurozone | NoNot found in public materials. |
| Cards for your users | YesIssuing for connected accounts: virtual and physical cards via the API. Cardholders can be individuals or companies.Announced, not yet live: Stablecoin-backed cards in 100 countries | NoNot found in public materials. |
| Financing for your users | YesCapital for platforms offers financing to connected accounts in selected markets. | Not confirmedNot confirmed. |
| Consumer appsBuild for individuals, not just businesses, the way Bridge allows. | ||
| End users can be individuals | PartlyStripe’s own account products are built for businesses. Consumer apps (wallets, stablecoin cards) go through its subsidiary Bridge. | NoSub-merchants are businesses. |
| Consumer wallets or accounts | PartlyThrough Bridge custodial wallets, not Stripe accounts. | NoNot offered. |
| Consumer cards | PartlyStablecoin-linked consumer cards through Bridge and Stripe Issuing, rolling out by country (65+ countries, targeting 100 by end of 2026).Announced, not yet live: Stablecoin-backed cards in 100 countries | NoNot offered. |
| StablecoinsDollar-backed tokens as a payment and treasury rail. | ||
| Accept stablecoins | YesStablecoin payments at checkout, settled to the business in fiat. | Not confirmedNot confirmed. |
| Hold stablecoin balances | YesStablecoin financial accounts in 101 countries: USDC balances with USD (ACH, wire) and EUR (SEPA) rails.Announced, not yet live: Stablecoin financial accounts in 50 more countriesAnnounced, not yet live: Move stablecoin balances to and from local bank accounts | NoNo stablecoin product found in public materials. |
| Pay out in stablecoins | YesInstant stablecoin payouts to recipients in 160 markets through Global Payouts.Announced, not yet live: EU marketplaces paying sellers in 100+ countries with stablecoins | PartlyStablecoin payouts through crypto infrastructure partners. |
| Issue your own stablecoin | YesThrough Bridge Open Issuance. | NoNo stablecoin product found in public materials. |
| Regulatory risk in United States | Low risk | Low risk |
| AI agentsBuild with AI tools, and let AI agents shop and pay. | ||
| Official MCP server | YesHosted MCP server at mcp.stripe.com with OAuth, plus an agent toolkit for the major agent frameworks. | YesFree MCP server on GitHub since November 2025, for building agents on Worldpay’s APIs. |
| Checkout for AI agents | YesCo-developed the Agentic Commerce Protocol with OpenAI, which powers Instant Checkout in ChatGPT. Shared payment tokens let an agent pay a seller without seeing card numbers. | PartlyAgentic Commerce Protocol support for ChatGPT Instant Checkout, in preview for US merchants. |
| Cards for AI agents | YesIssuing can create single-use virtual cards for agents buying online. | NoNot offered. |
| Working with themHow easy it is to get started. | ||
| Self-serve signup | YesSign up online and go live without sales in supported countries. | NoSales-led. |
| Published pricing | YesStandard rates are on the pricing page; volume discounts are negotiated. | NoNegotiated. |
| Public API and sandbox | YesPublic API, test mode and sandboxes. | YesDeveloper docs and sandbox for platforms. |
| Coming soonAnnounced but not launched. These are plans, not products you can sign up for today: timing often slips, and some never ship. | ||
| Announced, not yet live | Preview or betaStablecoin-backed cards in 100 countriesExpected by the end of 2026 AnnouncedStablecoin financial accounts in 50 more countriesExpected Q4 2026 Preview or betaMove stablecoin balances to and from local bank accountsExpected Q4 2026 3 more and details → | AnnouncedWero at checkout for European merchantsNo date given Details and sources → |
| In short | ||
| Countries onboarded | 42 of 170 | 32 of 170 |
| Designed for | Online businesses that want one integration for checkout, subscriptions and marketplaces. | Large retailers and enterprises that need high-volume acquiring in the US and Europe. |
| Limitations | Your business must be registered in a country on Stripe’s supported list. Most of Africa and South Asia are not on it. | Pricing and contract terms are negotiated rather than published. |
Common questions
Is Stripe or Worldpay available in more countries?
Stripe. Of the 170 countries we track, Stripe onboards businesses in 42 (and 2 more with limits) and Worldpay in 32 (and 3 more with limits). Both serve businesses in 34. Only Stripe: Mexico, Brazil, Switzerland, United Arab Emirates, India, Japan, Indonesia, Malaysia, Thailand and New Zealand. Only Worldpay: Iceland.
What do Stripe and Worldpay offer?
Accept payments: Stripe yes, Worldpay yes. Pay people abroad: Stripe yes, Worldpay yes. Multi-currency account: Stripe yes, Worldpay no. Business cards: Stripe yes, Worldpay no. Stablecoins: Stripe yes, Worldpay yes. Yield on idle cash: Stripe yes, Worldpay no.
How do Stripe and Worldpay differ for platforms and embedded finance?
Accounts that hold money: Stripe partly, Worldpay no. Cards for your users: Stripe yes, Worldpay no. Financing for your users: Stripe yes, Worldpay not confirmed. End users can be individuals: Stripe partly, Worldpay no. Consumer wallets or accounts: Stripe partly, Worldpay no. Consumer cards: Stripe partly, Worldpay no. Accept stablecoins: Stripe yes, Worldpay not confirmed. Hold stablecoin balances: Stripe yes, Worldpay no. Pay out in stablecoins: Stripe yes, Worldpay partly. Issue your own stablecoin: Stripe yes, Worldpay no. Checkout for AI agents: Stripe yes, Worldpay partly. Cards for AI agents: Stripe yes, Worldpay no.
Who is Stripe designed for?
Online businesses that want one integration for checkout, subscriptions and marketplaces. Limitations: Your business must be registered in a country on Stripe’s supported list. Most of Africa and South Asia are not on it.
Who is Worldpay designed for?
Large retailers and enterprises that need high-volume acquiring in the US and Europe. Limitations: Pricing and contract terms are negotiated rather than published.
Related comparisons