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FastSpring vs Dodo Payments
Only FastSpring · 28
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Onboards businesses in United States
FastSpring
AvailableDodo Payments
AvailableAccept payments
FastSpring
FastSpring is merchant of record for software, SaaS and digital products, handling payments, subscriptions, tax collection and remittance and fraud, and pays you through its Hyperwallet-powered Payouts Portal.Dodo Payments
Dodo Payments resells SaaS, AI products and digital goods as merchant of record, handling payments, tax compliance and chargebacks, with checkout, subscriptions, usage billing, licence keys and digital delivery.Pay people abroad
FastSpring
Not offeredDodo Payments
Not offeredMulti-currency account
FastSpring
Not offeredDodo Payments
Not offeredBusiness cards
FastSpring
Not offeredDodo Payments
Not offeredStablecoins
FastSpring
Not offeredDodo Payments
Not offeredYield on idle cash
FastSpring
Not offeredDodo Payments
Not offeredYield on idle cash
A return on money you are not using. How safe it is depends on where the return comes from, not on how high the rate is.
Where the return comes from
FastSpring
No yield offeredDodo Payments
No yield offeredIs the money protected?
FastSpring
–Dodo Payments
–Does the rate change?
FastSpring
–Dodo Payments
–Fees
Published prices only, with the date we read them. Many providers negotiate prices instead.
How pricing works
FastSpring
No public rate. FastSpring quotes flat-rate, revenue-share pricing based on transaction type and volume, with no minimum volume and discounted rates for ACH and wire transactions. Seen 2026-10-24.Dodo Payments
Standard: 4% + $0.40 per transaction (US cards and wallets); +1.5% for cards and APMs outside the US; +0.5% for subscriptions, add-ons and usage billing; +3% for PayPal or BNPL (Klarna, Afterpay/Clearpay); India INR cards and UPI 4% + $0.15 plus international fees; ACH and SEPA Direct Debit 1.5% capped at $15/€15 (replaces the card fee). $1 per refund, $30 per dispute. Payouts free, but $5 if under $1,000 and $25 for USD SWIFT payouts to non-US businesses. Enterprise pricing is custom. Seen 2026-10-24.Published prices
FastSpring
Not publishedDodo Payments
Not publishedPlatform & marketplace
Run payments for other businesses: sign them up, take a cut, pay them out.
Sub-accounts for your users
FastSpring
NoMarketplaces, platforms and aggregators are restricted business types; no sub-account product was found.Dodo Payments
NoMarketplaces, multi-vendor platforms and selling on behalf of others are not supported.Split payments and platform fees
FastSpring
PartlySplit Partner Accounts route a percentage of sales to co-developers, affiliates or content creators, configured through FastSpring Support. Marketplaces and selling as an agent for third parties are restricted.Dodo Payments
NoTaking funds and forwarding them elsewhere is not supported under its MoR structure; no split feature was found.Embeddable UI
FastSpring
YesEmbedded and popup checkouts let customers buy without leaving your site.Dodo Payments
YesOverlay checkout sessions display checkout inside your application without a redirect (since v1.56.0, October 2025).Pay out to your users
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
Not confirmedNot found on the official pages checked.Embedded finance for your users
Give your users financial products under your brand.
Accounts that hold money
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
Not confirmedNot found on the official pages checked.Cards for your users
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
Not confirmedNot found on the official pages checked.Financing for your users
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
Not confirmedNot found on the official pages checked.Consumer apps
Build for individuals, not just businesses, the way Bridge allows.
End users can be individuals
FastSpring
YesRead as "the seller can be an individual": the Payouts Portal accepts Individual accounts with a national tax ID or SSN.Dodo Payments
YesRead as "the seller can be an individual": individual accounts verify with their own government ID.Consumer wallets or accounts
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
Not confirmedNot found on the official pages checked.Consumer cards
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
Not confirmedNot found on the official pages checked.Stablecoins
Dollar-backed tokens as a payment and treasury rail.
Accept stablecoins
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
YesCustomers anywhere except India can pay USD checkouts with stablecoins; the merchant is settled in USD. Not available for subscriptions.Hold stablecoin balances
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
NoStablecoin payments settle in USD, so you do not hold crypto.Pay out in stablecoins
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
Not confirmedNot found on the official pages checked.Issue your own stablecoin
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
Not confirmedNot found on the official pages checked.Regulatory risk in United States
FastSpring
No stablecoin productsDodo Payments
Low riskAI agents
Build with AI tools, and let AI agents shop and pay.
Official MCP server
FastSpring
Not confirmedNo official FastSpring MCP server found; only third-party and community-built ones appear in search results, which do not count.Dodo Payments
YesOfficial Dodo Payments MCP server (Code Mode) for creating payments, managing subscriptions and refunds.Checkout for AI agents
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
Not confirmedNot found on the official pages checked.Cards for AI agents
FastSpring
Not confirmedNot found on the official pages checked.Dodo Payments
Not confirmedNot found on the official pages checked.Working with them
How easy it is to get started.
Self-serve signup
FastSpring
Not confirmedNot researched yet.Dodo Payments
Not confirmedNot researched yet.Published pricing
FastSpring
YesNo public rate. FastSpring quotes flat-rate, revenue-share pricing based on transaction type and volume, with no minimum volume and discounted rates for ACH and wire transactions. Seen 2026-10-24.Dodo Payments
YesStandard: 4% + $0.40 per transaction (US cards and wallets); +1.5% for cards and APMs outside the US; +0.5% for subscriptions, add-ons and usage billing; +3% for PayPal or BNPL (Klarna, Afterpay/Clearpay); India INR cards and UPI 4% + $0.15Public API and sandbox
FastSpring
Not confirmedNot researched yet.Dodo Payments
Not confirmedNot researched yet.In short
Countries onboarded
FastSpring
157 of 170Dodo Payments
130 of 170Designed for
FastSpring
Established software and game companies that want a negotiated merchant of record contract and many payout options.Dodo Payments
SaaS and AI builders in countries Stripe does not serve directly, including individuals, who need local-currency or USD bank payouts.Limitations
FastSpring
No published price list; rates are quoted by sales.Dodo Payments
Eligibility depends on where your ID was issued, and several large markets (Nigeria, Egypt, Bangladesh, Pakistan, Kenya) are not open to new merchants.| FastSpring Merchant of record | Dodo Payments Merchant of record | |
|---|---|---|
| Onboards businesses in United States | Available | Available |
| Accept payments | FastSpring is merchant of record for software, SaaS and digital products, handling payments, subscriptions, tax collection and remittance and fraud, and pays you through its Hyperwallet-powered Payouts Portal. | Dodo Payments resells SaaS, AI products and digital goods as merchant of record, handling payments, tax compliance and chargebacks, with checkout, subscriptions, usage billing, licence keys and digital delivery. |
| Pay people abroad | Not offered | Not offered |
| Multi-currency account | Not offered | Not offered |
| Business cards | Not offered | Not offered |
| Stablecoins | Not offered | Not offered |
| Yield on idle cash | Not offered | Not offered |
| Yield on idle cashA return on money you are not using. How safe it is depends on where the return comes from, not on how high the rate is. | ||
| Where the return comes from | No yield offered | No yield offered |
| Is the money protected? | – | – |
| Does the rate change? | – | – |
| FeesPublished prices only, with the date we read them. Many providers negotiate prices instead. | ||
| How pricing works | No public rate. FastSpring quotes flat-rate, revenue-share pricing based on transaction type and volume, with no minimum volume and discounted rates for ACH and wire transactions. Seen 2026-10-24. | Standard: 4% + $0.40 per transaction (US cards and wallets); +1.5% for cards and APMs outside the US; +0.5% for subscriptions, add-ons and usage billing; +3% for PayPal or BNPL (Klarna, Afterpay/Clearpay); India INR cards and UPI 4% + $0.15 plus international fees; ACH and SEPA Direct Debit 1.5% capped at $15/€15 (replaces the card fee). $1 per refund, $30 per dispute. Payouts free, but $5 if under $1,000 and $25 for USD SWIFT payouts to non-US businesses. Enterprise pricing is custom. Seen 2026-10-24. |
| Published prices | Not published | Not published |
| Platform & marketplaceRun payments for other businesses: sign them up, take a cut, pay them out. | ||
| Sub-accounts for your users | NoMarketplaces, platforms and aggregators are restricted business types; no sub-account product was found. | NoMarketplaces, multi-vendor platforms and selling on behalf of others are not supported. |
| Split payments and platform fees | PartlySplit Partner Accounts route a percentage of sales to co-developers, affiliates or content creators, configured through FastSpring Support. Marketplaces and selling as an agent for third parties are restricted. | NoTaking funds and forwarding them elsewhere is not supported under its MoR structure; no split feature was found. |
| Embeddable UI | YesEmbedded and popup checkouts let customers buy without leaving your site. | YesOverlay checkout sessions display checkout inside your application without a redirect (since v1.56.0, October 2025). |
| Pay out to your users | Not confirmedNot found on the official pages checked. | Not confirmedNot found on the official pages checked. |
| Embedded finance for your usersGive your users financial products under your brand. | ||
| Accounts that hold money | Not confirmedNot found on the official pages checked. | Not confirmedNot found on the official pages checked. |
| Cards for your users | Not confirmedNot found on the official pages checked. | Not confirmedNot found on the official pages checked. |
| Financing for your users | Not confirmedNot found on the official pages checked. | Not confirmedNot found on the official pages checked. |
| Consumer appsBuild for individuals, not just businesses, the way Bridge allows. | ||
| End users can be individuals | YesRead as "the seller can be an individual": the Payouts Portal accepts Individual accounts with a national tax ID or SSN. | YesRead as "the seller can be an individual": individual accounts verify with their own government ID. |
| Consumer wallets or accounts | Not confirmedNot found on the official pages checked. | Not confirmedNot found on the official pages checked. |
| Consumer cards | Not confirmedNot found on the official pages checked. | Not confirmedNot found on the official pages checked. |
| StablecoinsDollar-backed tokens as a payment and treasury rail. | ||
| Accept stablecoins | Not confirmedNot found on the official pages checked. | YesCustomers anywhere except India can pay USD checkouts with stablecoins; the merchant is settled in USD. Not available for subscriptions. |
| Hold stablecoin balances | Not confirmedNot found on the official pages checked. | NoStablecoin payments settle in USD, so you do not hold crypto. |
| Pay out in stablecoins | Not confirmedNot found on the official pages checked. | Not confirmedNot found on the official pages checked. |
| Issue your own stablecoin | Not confirmedNot found on the official pages checked. | Not confirmedNot found on the official pages checked. |
| Regulatory risk in United States | No stablecoin products | Low risk |
| AI agentsBuild with AI tools, and let AI agents shop and pay. | ||
| Official MCP server | Not confirmedNo official FastSpring MCP server found; only third-party and community-built ones appear in search results, which do not count. | YesOfficial Dodo Payments MCP server (Code Mode) for creating payments, managing subscriptions and refunds. |
| Checkout for AI agents | Not confirmedNot found on the official pages checked. | Not confirmedNot found on the official pages checked. |
| Cards for AI agents | Not confirmedNot found on the official pages checked. | Not confirmedNot found on the official pages checked. |
| Working with themHow easy it is to get started. | ||
| Self-serve signup | Not confirmedNot researched yet. | Not confirmedNot researched yet. |
| Published pricing | YesNo public rate. FastSpring quotes flat-rate, revenue-share pricing based on transaction type and volume, with no minimum volume and discounted rates for ACH and wire transactions. Seen 2026-10-24. | YesStandard: 4% + $0.40 per transaction (US cards and wallets); +1.5% for cards and APMs outside the US; +0.5% for subscriptions, add-ons and usage billing; +3% for PayPal or BNPL (Klarna, Afterpay/Clearpay); India INR cards and UPI 4% + $0.15 |
| Public API and sandbox | Not confirmedNot researched yet. | Not confirmedNot researched yet. |
| In short | ||
| Countries onboarded | 157 of 170 | 130 of 170 |
| Designed for | Established software and game companies that want a negotiated merchant of record contract and many payout options. | SaaS and AI builders in countries Stripe does not serve directly, including individuals, who need local-currency or USD bank payouts. |
| Limitations | No published price list; rates are quoted by sales. | Eligibility depends on where your ID was issued, and several large markets (Nigeria, Egypt, Bangladesh, Pakistan, Kenya) are not open to new merchants. |
Common questions
Is FastSpring or Dodo Payments available in more countries?
FastSpring. Of the 170 countries we track, FastSpring onboards businesses in 157 (and 1 more with limits) and Dodo Payments in 130. Both serve businesses in 130. Only FastSpring: Egypt, Nigeria, Kenya, Morocco, Pakistan, Bangladesh, Haiti, Nicaragua, Ukraine, Kuwait, Lebanon, Yemen and 16 more.
What do FastSpring and Dodo Payments offer?
Accept payments: FastSpring yes, Dodo Payments yes. Pay people abroad: FastSpring no, Dodo Payments no. Multi-currency account: FastSpring no, Dodo Payments no. Business cards: FastSpring no, Dodo Payments no. Stablecoins: FastSpring no, Dodo Payments no. Yield on idle cash: FastSpring no, Dodo Payments no.
How do FastSpring and Dodo Payments differ for platforms and embedded finance?
Split payments and platform fees: FastSpring partly, Dodo Payments no. Accept stablecoins: FastSpring not confirmed, Dodo Payments yes. Hold stablecoin balances: FastSpring not confirmed, Dodo Payments no. Official MCP server: FastSpring not confirmed, Dodo Payments yes.
Who is FastSpring designed for?
Established software and game companies that want a negotiated merchant of record contract and many payout options. Limitations: No published price list; rates are quoted by sales.
Who is Dodo Payments designed for?
SaaS and AI builders in countries Stripe does not serve directly, including individuals, who need local-currency or USD bank payouts. Limitations: Eligibility depends on where your ID was issued, and several large markets (Nigeria, Egypt, Bangladesh, Pakistan, Kenya) are not open to new merchants.
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