Business banking · Latin America
Does Mercury work in Uruguay?
Mercury does not onboard businesses registered in Uruguay.
What a business in Uruguay can use
Mercury’s products, for a company incorporated in Uruguay.
Invoices your customers pay by card or ACH debit, also available through the API.
Domestic ACH and wires, international wires, and API payments to saved recipients.
US dollar checking and savings with FDIC insurance through partner banks, plus Treasury for idle cash.
Debit cards and the IO corporate credit card with spend controls.
Mercury does not offer this.
Mercury Treasury invests idle cash in government money market funds and, since August 2026, an ultra-short bond fund. It is not FDIC insured, may lose value, and carries a 0.15–0.60% fee.
Requires a US-registered company. Founders outside the US often qualify through a Delaware company. Deposits sit with partner banks; Mercury has conditional approval for its own national bank charter.
Onboarding confidence: high. Source: Mercury API products overview. Everything about Mercury
Alternatives in Uruguay
Other providers that serve businesses registered there.
Accept payments
Pay people abroad
Multi-currency account
Business cards
Stablecoins
Yield on idle cash
Selling to Uruguay
How people there prefer to pay online.
- 1Credit / debit cards incl. OCA (credit mostly single-instalment)
- 2E-wallets
- 3Bank transfer
- 4Abitab / Redpagos (cash)
Stablecoin rules in Uruguay
Stablecoin rules are being written and may change.
Common questions
Does Mercury work in Uruguay?
No. Mercury does not onboard businesses registered in Uruguay.
What are the alternatives to Mercury in Uruguay?
Providers that onboard businesses registered in Uruguay: PayPal, Payoneer, dLocal, Bridge, Paddle, Polar, Gumroad, FastSpring and 3 more. With limits: Flutterwave, Razorpay and Xendit.
Mercury elsewhere in Latin America