Business banking · Latin America

Does Mercury work in Costa Rica?

No.

Mercury does not onboard businesses registered in Costa Rica.

Not available

Source: Mercury API products overview ↗Checked Oct 2026

What a business in Costa Rica can use

Mercury’s products, for a company incorporated in Costa Rica.

Accept paymentsNot available

Invoices your customers pay by card or ACH debit, also available through the API.

Pay people abroadNot available

Domestic ACH and wires, international wires, and API payments to saved recipients.

Multi-currency accountNot available

US dollar checking and savings with FDIC insurance through partner banks, plus Treasury for idle cash.

Business cardsNot available

Debit cards and the IO corporate credit card with spend controls.

StablecoinsNot offered

Mercury does not offer this.

Yield on idle cashNot available

Mercury Treasury invests idle cash in government money market funds and, since August 2026, an ultra-short bond fund. It is not FDIC insured, may lose value, and carries a 0.15–0.60% fee.

Requires a US-registered company. Founders outside the US often qualify through a Delaware company. Deposits sit with partner banks; Mercury has conditional approval for its own national bank charter.

Onboarding confidence: high. Source: Mercury API products overview. Everything about Mercury