Business banking · Europe
Does Mercury work in United Kingdom?
Mercury does not onboard businesses registered in United Kingdom.
What a business in United Kingdom can use
Mercury’s products, for a company incorporated in United Kingdom.
Invoices your customers pay by card or ACH debit, also available through the API.
Domestic ACH and wires, international wires, and API payments to saved recipients.
US dollar checking and savings with FDIC insurance through partner banks, plus Treasury for idle cash.
Debit cards and the IO corporate credit card with spend controls.
Mercury does not offer this.
Mercury Treasury invests idle cash in government money market funds and, since August 2026, an ultra-short bond fund. It is not FDIC insured, may lose value, and carries a 0.15–0.60% fee.
Requires a US-registered company. Founders outside the US often qualify through a Delaware company. Deposits sit with partner banks; Mercury has conditional approval for its own national bank charter.
Onboarding confidence: high. Source: Mercury API products overview. Everything about Mercury
Alternatives in United Kingdom
Other providers that serve businesses registered there.
Accept payments
Pay people abroad
Multi-currency account
Yield on idle cash
Selling to United Kingdom
How people there prefer to pay online.
- 1Visa / Mastercard / Amex
- 2Apple Pay / Google Pay
- 3PayPal
- 4Pay by Bank (open banking)
- 5Bacs Direct Debit
Stablecoin rules in United Kingdom
Stablecoin rules are being written and may change.
Common questions
Does Mercury work in United Kingdom?
No. Mercury does not onboard businesses registered in United Kingdom.
What are the alternatives to Mercury in United Kingdom?
Providers that onboard businesses registered in United Kingdom: Stripe, Adyen, Checkout.com, PayPal, Worldpay, Airwallex, Wise Business, Payoneer and 11 more. With limits: Bridge and Rain.
Mercury elsewhere in Europe