Business banking · Europe
Does Mercury work in Portugal?
Mercury does not onboard businesses registered in Portugal.
What a business in Portugal can use
Mercury’s products, for a company incorporated in Portugal.
Invoices your customers pay by card or ACH debit, also available through the API.
Domestic ACH and wires, international wires, and API payments to saved recipients.
US dollar checking and savings with FDIC insurance through partner banks, plus Treasury for idle cash.
Debit cards and the IO corporate credit card with spend controls.
Mercury does not offer this.
Mercury Treasury invests idle cash in government money market funds and, since August 2026, an ultra-short bond fund. It is not FDIC insured, may lose value, and carries a 0.15–0.60% fee.
Requires a US-registered company. Founders outside the US often qualify through a Delaware company. Deposits sit with partner banks; Mercury has conditional approval for its own national bank charter.
Onboarding confidence: high. Source: Mercury API products overview. Everything about Mercury
Alternatives in Portugal
Other providers that serve businesses registered there.
Accept payments
Pay people abroad
Multi-currency account
Yield on idle cash
Selling to Portugal
How people there prefer to pay online.
- 1MB WAY
- 2Multibanco
- 3Visa / Mastercard
- 4SEPA bank transfer
- 5Apple Pay / Google Pay
Stablecoin rules in Portugal
A licensing regime for stablecoins is in force.
Common questions
Does Mercury work in Portugal?
No. Mercury does not onboard businesses registered in Portugal.
What are the alternatives to Mercury in Portugal?
Providers that onboard businesses registered in Portugal: Stripe, Adyen, Checkout.com, PayPal, Worldpay, Airwallex, Wise Business, Payoneer and 11 more. With limits: Bridge and Rain.
Mercury elsewhere in Europe