The Internet’s Money

Emerging markets · Europe

Does EBANX work in Spain?

Unconfirmed.

Not confirmed. EBANX serves most countries, but we have not yet reviewed whether it onboards businesses registered in Spain. Check with EBANX directly.

What a business in Spain can use

EBANX’s products, for a company incorporated in Spain.

Accept paymentsNot confirmed

Pay-ins from customers in 23 countries in Latin America, Africa and Asia through the Direct API, a hosted Payment Page and payment links, with cards, local transfers, cash vouchers, wallets, recurring payments and installments (installments in Argentina, Brazil and Mexico per the 2021 terms).

Pay people abroadNot confirmed

EBANX Payouts sends money to partners, suppliers, contractors and vendors in emerging markets by bank transfer and e-wallet. Cross-border payouts are funded in USD with no local entity needed; local payouts need local-currency funding and a local entity. Payout country guides exist for Argentina, Brazil, Chile, Colombia, Mexico and Peru.

Multi-currency accountNot offered

EBANX does not offer this.

Business cardsNot offered

EBANX does not offer this.

StablecoinsNot confirmed

Customers can pay in USDC or USDT in Argentina, Brazil, Chile, Costa Rica, Guatemala, Mexico, Paraguay, Peru and Uruguay. Whether the merchant can be settled in stablecoin is not stated.

Yield on idle cashNot offered

EBANX does not offer this.

Where a merchant can be registered and where its customers can pay are separate. Under EBANX's main Cross-border model, funds are settled to a merchant based in a different country from its customers; EBANX does not publish which merchant home countries it accepts, and its 2021 terms required the settlement bank account to be outside the countries where EBANX payment methods are offered (settlement in USD or EUR). Businesses with a local entity in Brazil, Chile, Colombia or Mexico can also use the Local model with domestic settlement. Customers can pay in 23 countries (see customerCountries).

Onboarding confidence: medium. Source: EBANX Docs: API Operability (models, pay-in availability, methods). Everything about EBANX

Alternatives in Spain

Other providers that serve businesses registered there.

Selling to Spain

How people there prefer to pay online.

  1. 1Bizum
  2. 2Visa / Mastercard
  3. 3SEPA bank transfer
  4. 4Apple Pay / Google Pay

Stablecoin rules in Spain

Low riskClear rules

A licensing regime for stablecoins is in force.

EBANX’s stablecoin products are not available to businesses here.

Everything about 🇪🇸 Spain →

Common questions

Does EBANX work in Spain?

Not confirmed. EBANX serves most countries, but we have not yet reviewed whether it onboards businesses registered in Spain. Check with EBANX directly.

What are the alternatives to EBANX in Spain?

Providers that onboard businesses registered in Spain: Stripe, Adyen, Checkout.com, PayPal, Worldpay, Airwallex, Wise Business, Payoneer and 11 more. With limits: Rain, Flutterwave, Razorpay and Xendit.

Can a business in Spain use EBANX for stablecoins?

No, according to our data. Stablecoin rules in Spain: Clear rules (low risk). MiCA has applied to stablecoins since June 2024. Issuers need an EU licence, and stablecoins without one (notably USDT) were delisted for EU users by regulated platforms. USDC and EURC are MiCA-compliant.

EBANX elsewhere in Europe

Other providers in Spain