Emerging markets
EBANX
Local payment methods and payouts in Latin America, Africa and Asia
5%
of the world’s people live in the 4 countries where EBANX onboards local businesses.
Designed for
Merchants based outside EBANX's pay-in countries that want to accept local payment methods in up to 23 emerging markets and be settled abroad.
Limitations
EBANX does not publish which home countries merchants may be registered in, pricing is negotiated, and domestic (Local model) settlement is offered only in Brazil, Chile, Colombia and Mexico.
What it offers
Pay-ins from customers in 23 countries in Latin America, Africa and Asia through the Direct API, a hosted Payment Page and payment links, with cards, local transfers, cash vouchers, wallets, recurring payments and installments (installments in Argentina, Brazil and Mexico per the 2021 terms).
EBANX Payouts sends money to partners, suppliers, contractors and vendors in emerging markets by bank transfer and e-wallet. Cross-border payouts are funded in USD with no local entity needed; local payouts need local-currency funding and a local entity. Payout country guides exist for Argentina, Brazil, Chile, Colombia, Mexico and Peru.
Not offered.
Not offered.
Customers can pay in USDC or USDT in Argentina, Brazil, Chile, Costa Rica, Guatemala, Mexico, Paraguay, Peru and Uruguay. Whether the merchant can be settled in stablecoin is not stated.
Not offered.
Deeper review
Platform and product capabilities
What you can build on EBANX: for other businesses, for your users, for consumers and with stablecoins.
Platform & marketplace
Run payments for other businesses: sign them up, take a cut, pay them out.
Not found in public materials (EBANX docs index, Oct 2026).
low confidence
Not found in public materials (EBANX docs index, Oct 2026).
low confidence
EBANX offers a hosted Payment Page and the EBANX.js card-tokenisation library; embeddable white-label components were not found.
low confidence
Payouts to bank accounts and e-wallets of partners, contractors, influencers and vendors in emerging markets.
Embedded finance for your users
Give your users financial products under your brand.
Consumer apps
Build for individuals, not just businesses, the way Bridge allows.
Stablecoins
Dollar-backed tokens as a payment and treasury rail.
Customers can pay in USDC or USDT in nine Latin American countries. The settlement currency for these payments is not stated.
AI agents
Build with AI tools, and let AI agents shop and pay.
No official MCP server found. EBANX publishes an llms.txt docs index, an integration prompt and 'Agent Skills' for AI coding assistants, which are not an MCP server.
low confidence
Stablecoin regulatory exposure
Where EBANX’s stablecoin products are available, rated by how clear each country’s stablecoin rules are. This rates the rules, not EBANX. How the scale works
Where the rules are restrictive or unclear
Where it onboards businesses
Available in 4 of the 170 countries we track, not confirmed in 161.
Where a merchant can be registered and where its customers can pay are separate. Under EBANX's main Cross-border model, funds are settled to a merchant based in a different country from its customers; EBANX does not publish which merchant home countries it accepts, and its 2021 terms required the settlement bank account to be outside the countries where EBANX payment methods are offered (settlement in USD or EUR). Businesses with a local entity in Brazil, Chile, Colombia or Mexico can also use the Local model with domestic settlement. Customers can pay in 23 countries (see customerCountries).
Medium confidence: compiled from public sources, not yet checked line by line. Spotted a wrong country? Report it on that country’s page.
Latin America · 4
EBANX: common questions
Which countries does EBANX support?
EBANX onboards businesses registered in 4 of the 170 countries we track. Available: Mexico, Brazil, Colombia and Chile.
Where is EBANX available, by region?
Countries where EBANX onboards businesses (fully or with limits), by region: North America 0 of 2, Latin America 4 of 26, Europe 0 of 43, Middle East 0 of 14, Africa 0 of 49, Asia-Pacific 0 of 36.
What does EBANX offer?
Accept payments: Pay-ins from customers in 23 countries in Latin America, Africa and Asia through the Direct API, a hosted Payment Page and payment links, with cards, local transfers, cash vouchers, wallets, recurring payments and installments (installments in Argentina, Brazil and Mexico per the 2021 terms). Pay people abroad: EBANX Payouts sends money to partners, suppliers, contractors and vendors in emerging markets by bank transfer and e-wallet. Cross-border payouts are funded in USD with no local entity needed; local payouts need local-currency funding and a local entity. Payout country guides exist for Argentina, Brazil, Chile, Colombia, Mexico and Peru. Stablecoins: Customers can pay in USDC or USDT in Argentina, Brazil, Chile, Costa Rica, Guatemala, Mexico, Paraguay, Peru and Uruguay. Whether the merchant can be settled in stablecoin is not stated.
Does EBANX support stablecoins?
Customers can pay in USDC or USDT in Argentina, Brazil, Chile, Costa Rica, Guatemala, Mexico, Paraguay, Peru and Uruguay. Whether the merchant can be settled in stablecoin is not stated.
Can marketplaces and platforms use EBANX?
Sub-accounts for your users: Not confirmed (Not found in public materials (EBANX docs index, Oct 2026)). Split payments and platform fees: Not confirmed (Not found in public materials (EBANX docs index, Oct 2026)). Embeddable UI: Not confirmed (EBANX offers a hosted Payment Page and the EBANX.js card-tokenisation library; embeddable white-label components were not found). Pay out to your users: Yes (Payouts to bank accounts and e-wallets of partners, contractors, influencers and vendors in emerging markets).
What are the alternatives to EBANX?
Other emerging markets providers we track: dLocal. Which one fits depends mostly on where your business is registered.
Sources
- EBANX Docs: API Operability (models, pay-in availability, methods) ↗
- EBANX: Terms & Conditions for Payment Processing Services (effective 22 Mar 2021) ↗
- EBANX Trust Center: Legal documents ↗
- EBANX Trust Center: Prohibited Products and Services (effective 10 Oct 2025) ↗
- EBANX Docs: Payouts overview ↗
- EBANX Docs: Stablecoins ↗
- EBANX Docs: Develop using LLM ↗
- EBANX Docs: llms.txt index ↗
- EBANX homepage ↗
Compare with