Compare
Checkout.com vs Hyperwallet
Only Checkout.com · 6
Only Hyperwallet · 1
Side by side
Pick where your business is registered. Add up to two more providers.
Pick up to 4.
For a business registered in
Onboards businesses in United States
Checkout.com
AvailableHyperwallet
AvailableAccept payments
Checkout.com
Enterprise acquiring plus local methods such as mada, Bancontact and iDEAL.Hyperwallet
Not offeredPay people abroad
Checkout.com
Card payouts and bank payouts to recipients in supported countries.Hyperwallet
Payouts to bank accounts, cards, wallets and cash pickup in 200+ countries and territories.Multi-currency account
Checkout.com
Not offeredHyperwallet
Not offeredBusiness cards
Checkout.com
Card issuing for businesses and platforms.Hyperwallet
Not offeredStablecoins
Checkout.com
Stablecoin settlement has been offered to some merchants.Hyperwallet
Not offeredYield on idle cash
Checkout.com
Not offeredHyperwallet
Not offeredYield on idle cash
A return on money you are not using. How safe it is depends on where the return comes from, not on how high the rate is.
Where the return comes from
Checkout.com
No yield offeredHyperwallet
No yield offeredIs the money protected?
Checkout.com
–Hyperwallet
–Does the rate change?
Checkout.com
–Hyperwallet
–Platform & marketplace
Run payments for other businesses: sign them up, take a cut, pay them out.
Sub-accounts for your users
Checkout.com
YesIntegrated Platforms onboards sub-entities with full or light checks.Hyperwallet
PartlyPayees sign up with Hyperwallet to receive funds.Split payments and platform fees
Checkout.com
YesSplit payments between the platform and sub-entities.Hyperwallet
NoPayouts only.Embeddable UI
Checkout.com
Not confirmedPayment UI components exist (Flow, Frames); embeddable onboarding components not confirmed.Hyperwallet
PartlyWhite-label payee portal.Pay out to your users
Checkout.com
YesPayouts to sub-entities’ bank accounts or debit cards (card payouts on demand through Visa Direct and Mastercard).Hyperwallet
YesBank, card, wallet and cash pickup payouts in 200+ countries and territories.Embedded finance for your users
Give your users financial products under your brand.
Accounts that hold money
Checkout.com
PartlySub-entity currency account balances, used to fund card spend. Not full bank accounts.Hyperwallet
PartlyPayees hold balances in Hyperwallet virtual accounts.Cards for your users
Checkout.com
YesPlatforms can issue cards to the businesses or individuals under each sub-entity.Announced, not yet live: Card issuing in the UAEHyperwallet
Not confirmedNot confirmed.Financing for your users
Checkout.com
Not confirmedNot found in public materials.Hyperwallet
NoNot offered.Consumer apps
Build for individuals, not just businesses, the way Bridge allows.
End users can be individuals
Checkout.com
PartlyCardholders under a sub-entity can be individuals, and consumer vs commercial is a card program setting.Hyperwallet
PartlyPays individuals such as gig workers and sellers.Consumer wallets or accounts
Checkout.com
NoBalances belong to sub-entities, not consumers.Hyperwallet
PartlyPayee virtual accounts.Consumer cards
Checkout.com
PartlyConsumer card products can be configured for platform programs.Hyperwallet
Not confirmedNot confirmed.Stablecoins
Dollar-backed tokens as a payment and treasury rail.
Accept stablecoins
Checkout.com
Not confirmedNot confirmed in public materials.Hyperwallet
NoNo stablecoin product found in public materials.Hold stablecoin balances
Checkout.com
PartlyStablecoin settlement has been offered to some merchants.Hyperwallet
NoNo stablecoin product found in public materials.Pay out in stablecoins
Checkout.com
Not confirmedNot confirmed in public materials.Hyperwallet
NoNo stablecoin product found in public materials.Issue your own stablecoin
Checkout.com
NoNo stablecoin product found in public materials.Hyperwallet
NoNo stablecoin product found in public materials.Regulatory risk in United States
Checkout.com
Low riskHyperwallet
No stablecoin productsAI agents
Build with AI tools, and let AI agents shop and pay.
Official MCP server
Checkout.com
YesOfficial MCP server in beta: payment status, refunds, voids, payment links and the docs, for tools like Claude Code and Cursor.Hyperwallet
Not confirmedNone found.Checkout for AI agents
Checkout.com
YesSupports the Agentic Commerce Protocol, Google’s AP2 and Mastercard Agent Pay.Hyperwallet
NoDoes not process checkout payments, so there is nothing for an agent to check out with.Cards for AI agents
Checkout.com
Not confirmedNot found in public materials.Hyperwallet
NoNot offered.Working with them
How easy it is to get started.
Self-serve signup
Checkout.com
NoSales-led onboarding.Hyperwallet
NoSales-led.Published pricing
Checkout.com
NoPricing is negotiated.Hyperwallet
NoNegotiated.Public API and sandbox
Checkout.com
YesPublic API and sandbox.Hyperwallet
YesPayouts API.Coming soon
Announced but not launched. These are plans, not products you can sign up for today: timing often slips, and some never ship.
Announced, not yet live
Checkout.com
Hyperwallet
Nothing announcedIn short
Countries onboarded
Checkout.com
37 of 170Hyperwallet
33 of 170Designed for
Checkout.com
Enterprises selling into the Gulf and Europe that need local acquiring, including mada in Saudi Arabia.Hyperwallet
Marketplaces paying thousands of sellers or workers in many countries.Limitations
Checkout.com
Onboarding goes through Checkout.com’s sales team, and the service is aimed at larger merchants.Hyperwallet
Handles payouts only, not collecting payments.| Checkout.com Payment processor | Hyperwallet Payout platform | |
|---|---|---|
| Onboards businesses in United States | Available | Available |
| Accept payments | Enterprise acquiring plus local methods such as mada, Bancontact and iDEAL. | Not offered |
| Pay people abroad | Card payouts and bank payouts to recipients in supported countries. | Payouts to bank accounts, cards, wallets and cash pickup in 200+ countries and territories. |
| Multi-currency account | Not offered | Not offered |
| Business cards | Card issuing for businesses and platforms. | Not offered |
| Stablecoins | Stablecoin settlement has been offered to some merchants. | Not offered |
| Yield on idle cash | Not offered | Not offered |
| Yield on idle cashA return on money you are not using. How safe it is depends on where the return comes from, not on how high the rate is. | ||
| Where the return comes from | No yield offered | No yield offered |
| Is the money protected? | – | – |
| Does the rate change? | – | – |
| Platform & marketplaceRun payments for other businesses: sign them up, take a cut, pay them out. | ||
| Sub-accounts for your users | YesIntegrated Platforms onboards sub-entities with full or light checks. | PartlyPayees sign up with Hyperwallet to receive funds. |
| Split payments and platform fees | YesSplit payments between the platform and sub-entities. | NoPayouts only. |
| Embeddable UI | Not confirmedPayment UI components exist (Flow, Frames); embeddable onboarding components not confirmed. | PartlyWhite-label payee portal. |
| Pay out to your users | YesPayouts to sub-entities’ bank accounts or debit cards (card payouts on demand through Visa Direct and Mastercard). | YesBank, card, wallet and cash pickup payouts in 200+ countries and territories. |
| Embedded finance for your usersGive your users financial products under your brand. | ||
| Accounts that hold money | PartlySub-entity currency account balances, used to fund card spend. Not full bank accounts. | PartlyPayees hold balances in Hyperwallet virtual accounts. |
| Cards for your users | YesPlatforms can issue cards to the businesses or individuals under each sub-entity.Announced, not yet live: Card issuing in the UAE | Not confirmedNot confirmed. |
| Financing for your users | Not confirmedNot found in public materials. | NoNot offered. |
| Consumer appsBuild for individuals, not just businesses, the way Bridge allows. | ||
| End users can be individuals | PartlyCardholders under a sub-entity can be individuals, and consumer vs commercial is a card program setting. | PartlyPays individuals such as gig workers and sellers. |
| Consumer wallets or accounts | NoBalances belong to sub-entities, not consumers. | PartlyPayee virtual accounts. |
| Consumer cards | PartlyConsumer card products can be configured for platform programs. | Not confirmedNot confirmed. |
| StablecoinsDollar-backed tokens as a payment and treasury rail. | ||
| Accept stablecoins | Not confirmedNot confirmed in public materials. | NoNo stablecoin product found in public materials. |
| Hold stablecoin balances | PartlyStablecoin settlement has been offered to some merchants. | NoNo stablecoin product found in public materials. |
| Pay out in stablecoins | Not confirmedNot confirmed in public materials. | NoNo stablecoin product found in public materials. |
| Issue your own stablecoin | NoNo stablecoin product found in public materials. | NoNo stablecoin product found in public materials. |
| Regulatory risk in United States | Low risk | No stablecoin products |
| AI agentsBuild with AI tools, and let AI agents shop and pay. | ||
| Official MCP server | YesOfficial MCP server in beta: payment status, refunds, voids, payment links and the docs, for tools like Claude Code and Cursor. | Not confirmedNone found. |
| Checkout for AI agents | YesSupports the Agentic Commerce Protocol, Google’s AP2 and Mastercard Agent Pay. | NoDoes not process checkout payments, so there is nothing for an agent to check out with. |
| Cards for AI agents | Not confirmedNot found in public materials. | NoNot offered. |
| Working with themHow easy it is to get started. | ||
| Self-serve signup | NoSales-led onboarding. | NoSales-led. |
| Published pricing | NoPricing is negotiated. | NoNegotiated. |
| Public API and sandbox | YesPublic API and sandbox. | YesPayouts API. |
| Coming soonAnnounced but not launched. These are plans, not products you can sign up for today: timing often slips, and some never ship. | ||
| Announced, not yet live | Awaiting approvalIts own US acquiring bankExpected by the end of 2026 · Includes United States Awaiting approvalCard issuing in the UAENo date given Details and sources → | Nothing announced |
| In short | ||
| Countries onboarded | 37 of 170 | 33 of 170 |
| Designed for | Enterprises selling into the Gulf and Europe that need local acquiring, including mada in Saudi Arabia. | Marketplaces paying thousands of sellers or workers in many countries. |
| Limitations | Onboarding goes through Checkout.com’s sales team, and the service is aimed at larger merchants. | Handles payouts only, not collecting payments. |
Common questions
Is Checkout.com or Hyperwallet available in more countries?
Checkout.com. Of the 170 countries we track, Checkout.com onboards businesses in 37 (and 1 more with limits) and Hyperwallet in 33. Both serve businesses in 32. Only Checkout.com: Switzerland, United Arab Emirates, Saudi Arabia, Japan, Singapore and Hong Kong. Only Hyperwallet: Canada.
What do Checkout.com and Hyperwallet offer?
Accept payments: Checkout.com yes, Hyperwallet no. Pay people abroad: Checkout.com yes, Hyperwallet yes. Multi-currency account: Checkout.com no, Hyperwallet no. Business cards: Checkout.com yes, Hyperwallet no. Stablecoins: Checkout.com yes, Hyperwallet no. Yield on idle cash: Checkout.com no, Hyperwallet no.
How do Checkout.com and Hyperwallet differ for platforms and embedded finance?
Sub-accounts for your users: Checkout.com yes, Hyperwallet partly. Split payments and platform fees: Checkout.com yes, Hyperwallet no. Embeddable UI: Checkout.com not confirmed, Hyperwallet partly. Cards for your users: Checkout.com yes, Hyperwallet not confirmed. Financing for your users: Checkout.com not confirmed, Hyperwallet no. Consumer wallets or accounts: Checkout.com no, Hyperwallet partly. Consumer cards: Checkout.com partly, Hyperwallet not confirmed. Accept stablecoins: Checkout.com not confirmed, Hyperwallet no. Hold stablecoin balances: Checkout.com partly, Hyperwallet no. Pay out in stablecoins: Checkout.com not confirmed, Hyperwallet no. Official MCP server: Checkout.com yes, Hyperwallet not confirmed. Checkout for AI agents: Checkout.com yes, Hyperwallet no. Cards for AI agents: Checkout.com not confirmed, Hyperwallet no.
Who is Checkout.com designed for?
Enterprises selling into the Gulf and Europe that need local acquiring, including mada in Saudi Arabia. Limitations: Onboarding goes through Checkout.com’s sales team, and the service is aimed at larger merchants.
Who is Hyperwallet designed for?
Marketplaces paying thousands of sellers or workers in many countries. Limitations: Handles payouts only, not collecting payments.
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