The Internet’s Money

Regional processor · Latin America

Does Razorpay work in Peru?

Partly.

Razorpay is limited for businesses registered in Peru: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

What a business in Peru can use

Razorpay’s products, for a company incorporated in Peru.

Accept paymentsNot available

Payment gateway, payment links, payment pages, subscriptions, QR codes and POS. In India it supports cards, netbanking, UPI, wallets, EMI and Pay Later; Malaysia (Curlec) adds FPX, DuitNow and others; Singapore and US offer cards, wallets, PayNow (SG) and ACH (US). Non-Indian businesses can also collect from Indian customers. Not for businesses in Peru.

Pay people abroadNot available

RazorpayX payouts to contacts in India via IMPS, RTGS, NEFT or UPI from a RazorpayX current account; also vendor and salary payouts. Razorpay Curlec in Malaysia also lists payouts. Cross-border payouts are not documented as a general product. Not for businesses in Peru.

Multi-currency accountNot available

RazorpayX current accounts for Indian businesses, provided by partner banks (ICICI, RBL, Yes Bank); RazorpayX is not a bank. Not for businesses in Peru.

Business cardsNot available

RazorpayX Corporate Card (Visa corporate credit card issued by RBI-licensed partner banks) for Indian businesses. Not for businesses in Peru.

StablecoinsNot offered

Razorpay does not offer this.

Yield on idle cashNot offered

Razorpay does not offer this.

Razorpay serves businesses in India, Malaysia (as Razorpay Curlec), Singapore (technical services, with Airwallex as the licensed provider) and the US. Businesses elsewhere can ask to collect only from Indian customers, settled abroad.

Onboarding confidence: medium. Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list). Everything about Razorpay

Alternatives in Peru

Other providers that serve businesses registered there.

Selling to Peru

How people there prefer to pay online.

  1. 1Yape
  2. 2Plin
  3. 3PagoEfectivo
  4. 4Visa / Mastercard

Stablecoin rules in Peru

Elevated riskUnclear

There is no framework, so the legal position is uncertain.

Everything about 🇵🇪 Peru →

Common questions

Does Razorpay work in Peru?

Partly. Razorpay is limited for businesses registered in Peru: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Razorpay products can a business in Peru use?

None of Razorpay’s listed products are available to businesses in Peru.

What are the alternatives to Razorpay in Peru?

Providers that onboard businesses registered in Peru: PayPal, Payoneer, dLocal, Bridge, Paddle, Polar, Gumroad, FastSpring and 4 more. With limits: BVNK, Rain, Flutterwave and Xendit.

Razorpay elsewhere in Latin America

Other providers in Peru