Regional processor · Africa

Does Razorpay work in Nigeria?

Partly.

Razorpay is limited for businesses registered in Nigeria: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Limited

Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list) ↗Checked Oct 2026

What a business in Nigeria can use

Razorpay’s products, for a company incorporated in Nigeria.

Accept paymentsNot available

Payment gateway, payment links, payment pages, subscriptions, QR codes and POS. In India it supports cards, netbanking, UPI, wallets, EMI and Pay Later; Malaysia (Curlec) adds FPX, DuitNow and others; Singapore and US offer cards, wallets, PayNow (SG) and ACH (US). Non-Indian businesses can also collect from Indian customers. Not for businesses in Nigeria.

Pay people abroadNot available

RazorpayX payouts to contacts in India via IMPS, RTGS, NEFT or UPI from a RazorpayX current account; also vendor and salary payouts. Razorpay Curlec in Malaysia also lists payouts. Cross-border payouts are not documented as a general product. Not for businesses in Nigeria.

Multi-currency accountNot available

RazorpayX current accounts for Indian businesses, provided by partner banks (ICICI, RBL, Yes Bank); RazorpayX is not a bank. Not for businesses in Nigeria.

Business cardsNot available

RazorpayX Corporate Card (Visa corporate credit card issued by RBI-licensed partner banks) for Indian businesses. Not for businesses in Nigeria.

StablecoinsNot offered

Razorpay does not offer this.

Yield on idle cashNot offered

Razorpay does not offer this.

Razorpay serves businesses in India, Malaysia (as Razorpay Curlec), Singapore (technical services, with Airwallex as the licensed provider) and the US. Businesses elsewhere can ask to collect only from Indian customers, settled abroad.

Onboarding confidence: medium. Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list). Everything about Razorpay

Alternatives in Nigeria

Other providers that serve businesses registered there.

Accept payments

Creem dLocal FastSpring Flutterwave Gumroad Paddle Payoneer Paystack Polar BVNKlimited

Pay people abroad

Bridge dLocal Flutterwave Payoneer Paystack BVNKlimited Xenditlimited

Multi-currency account

Bridge Flutterwave Payoneer Paystack BVNKlimited

Business cards

Bridge Flutterwave Payoneer Rainlimited

Stablecoins

Bridge Flutterwave BVNKlimited Rainlimited

Yield on idle cash

Bridge BVNKlimited

Selling to Nigeria

How people there prefer to pay online.

1Bank transfer
2Verve / Visa / Mastercard
3USSD
4OPay / Palmpay

Stablecoin rules in Nigeria

Moderate riskRules in progress

Stablecoin rules are being written and may change.

Everything about 🇳🇬 Nigeria →

Common questions

Does Razorpay work in Nigeria?

Partly. Razorpay is limited for businesses registered in Nigeria: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Razorpay products can a business in Nigeria use?

None of Razorpay’s listed products are available to businesses in Nigeria.

What are the alternatives to Razorpay in Nigeria?

Providers that onboard businesses registered in Nigeria: Payoneer, dLocal, Bridge, Paddle, Polar, Gumroad, FastSpring, Creem and 2 more. With limits: BVNK, Rain and Xendit.