Regional processor · Europe

Does Razorpay work in Estonia?

Partly.

Razorpay is limited for businesses registered in Estonia: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Limited

Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list) ↗Checked Oct 2026

What a business in Estonia can use

Razorpay’s products, for a company incorporated in Estonia.

Accept paymentsNot available

Payment gateway, payment links, payment pages, subscriptions, QR codes and POS. In India it supports cards, netbanking, UPI, wallets, EMI and Pay Later; Malaysia (Curlec) adds FPX, DuitNow and others; Singapore and US offer cards, wallets, PayNow (SG) and ACH (US). Non-Indian businesses can also collect from Indian customers. Not for businesses in Estonia.

Pay people abroadNot available

RazorpayX payouts to contacts in India via IMPS, RTGS, NEFT or UPI from a RazorpayX current account; also vendor and salary payouts. Razorpay Curlec in Malaysia also lists payouts. Cross-border payouts are not documented as a general product. Not for businesses in Estonia.

Multi-currency accountNot available

RazorpayX current accounts for Indian businesses, provided by partner banks (ICICI, RBL, Yes Bank); RazorpayX is not a bank. Not for businesses in Estonia.

Business cardsNot available

RazorpayX Corporate Card (Visa corporate credit card issued by RBI-licensed partner banks) for Indian businesses. Not for businesses in Estonia.

StablecoinsNot offered

Razorpay does not offer this.

Yield on idle cashNot offered

Razorpay does not offer this.

Razorpay serves businesses in India, Malaysia (as Razorpay Curlec), Singapore (technical services, with Airwallex as the licensed provider) and the US. Businesses elsewhere can ask to collect only from Indian customers, settled abroad.

Onboarding confidence: medium. Source: Razorpay Payments Terms and Conditions (scope: India; cross-border clause; prohibited list). Everything about Razorpay

Alternatives in Estonia

Other providers that serve businesses registered there.

Accept payments

Adyen Airwallex BVNK Checkout.com Creem Dodo Payments FastSpring Gumroad Paddle Payoneer PayPal Polar Rapyd Stripe Stripe Managed Payments Wise Business Worldpay Flutterwavelimited

Pay people abroad

Adyen Airwallex Bridge BVNK Checkout.com Hyperwallet Payoneer PayPal Rapyd Stripe Wise Business Worldpay Flutterwavelimited Xenditlimited

Multi-currency account

Adyen Airwallex Bridge BVNK Payoneer PayPal Rapyd Stripe Wise Business Flutterwavelimited

Business cards

Adyen Airwallex Bridge Checkout.com Payoneer Rapyd Stripe Wise Business Flutterwavelimited Rainlimited

Stablecoins

Bridge BVNK Checkout.com Rapyd Stripe Worldpay Flutterwavelimited Rainlimited

Yield on idle cash

Airwallex Bridge BVNK Wise Business

Selling to Estonia

How people there prefer to pay online.

1Bank links
2Visa / Mastercard
3SEPA bank transfer
4Apple Pay / Google Pay

Stablecoin rules in Estonia

Low riskClear rules

A licensing regime for stablecoins is in force.

Everything about 🇪🇪 Estonia →

Common questions

Does Razorpay work in Estonia?

Partly. Razorpay is limited for businesses registered in Estonia: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Razorpay products can a business in Estonia use?

None of Razorpay’s listed products are available to businesses in Estonia.

What are the alternatives to Razorpay in Estonia?

Providers that onboard businesses registered in Estonia: Stripe, Adyen, Checkout.com, PayPal, Worldpay, Airwallex, Wise Business, Payoneer and 11 more. With limits: Rain, Flutterwave and Xendit.