Card issuing · Asia-Pacific

Does Rain work in Hong Kong?

Partly.

Rain is limited for businesses registered in Hong Kong: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Limited

Source: Rain cards ↗

What a business in Hong Kong can use

Rain’s products, for a company incorporated in Hong Kong.

Accept paymentsNot offered

Rain does not offer this.

Pay people abroadNot offered

Rain does not offer this.

Multi-currency accountNot offered

Rain does not offer this.

Business cardsLimited

Virtual and physical cards funded from stablecoin balances, for consumers or businesses, with issuing, processing and program management under one contract.

StablecoinsLimited

Cards settle in USDC, and users can spend from custodial or self-custodial wallets on major chains.

Yield on idle cashNot offered

Rain does not offer this.

Rain issues as a principal card network member, without a sponsor bank, and reports card programs in 100+ countries. Whether a program can launch depends on where the company and its cardholders are.

Onboarding confidence: low. Source: Rain cards. Everything about Rain

Alternatives in Hong Kong

Other providers that serve businesses registered there.

Accept payments

Adyen Airwallex Checkout.com dLocal Payoneer PayPal Stripe Wise Business BVNKlimited Worldpaylimited

Pay people abroad

Adyen Airwallex Checkout.com dLocal Payoneer PayPal Stripe Wise Business Bridgelimited BVNKlimited Worldpaylimited

Multi-currency account

Airwallex Payoneer PayPal Stripe Wise Business Bridgelimited BVNKlimited

Business cards

Airwallex Payoneer Wise Business Bridgelimited

Stablecoins

Checkout.com Stripe Bridgelimited BVNKlimited Worldpaylimited

Yield on idle cash

Airwallex Bridgelimited BVNKlimited

Selling to Hong Kong

How people there prefer to pay online.

1Visa / Mastercard
2FPS
3AlipayHK / WeChat Pay HK
4Octopus

Stablecoin rules in Hong Kong

Low riskClear rules

A licensing regime for stablecoins is in force.

Rain’s stablecoin products are available to businesses here.

Everything about 🇭🇰 Hong Kong →

Common questions

Does Rain work in Hong Kong?

Partly. Rain is limited for businesses registered in Hong Kong: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Rain products can a business in Hong Kong use?

business cards and stablecoins, with limits.

What are the alternatives to Rain in Hong Kong?

Providers that onboard businesses registered in Hong Kong: Stripe, Adyen, Checkout.com, PayPal, Airwallex, Wise Business, Payoneer and dLocal. With limits: Worldpay, Bridge and BVNK.

Can a business in Hong Kong use Rain for stablecoins?

Yes, according to our data. Stablecoin rules in Hong Kong: Clear rules (low risk). The Stablecoins Ordinance took effect in August 2025. Issuers of fiat-backed stablecoins need an HKMA licence.