The Internet’s Money

Regional processor · Africa

Does Flutterwave work in Zambia?

Yes.

Flutterwave onboards businesses registered in Zambia.

What a business in Zambia can use

Flutterwave’s products, for a company incorporated in Zambia.

Accept paymentsAvailable

Online payment acceptance through checkout, payment links, invoices, a store builder and POS. Local methods include cards, bank transfer, bank account debit, USSD, mobile money and M-Pesa, depending on currency. Flutterwave says it collects in 30+ currencies.

Pay people abroadAvailable

Transfers from your balance to bank accounts, mobile money or other Flutterwave accounts, singly or in bulk, plus cash pickup in Egypt. Bank transfer guides cover Cameroon, Côte d'Ivoire, Egypt, Ghana, Kenya, Malawi, Nigeria, Rwanda, Senegal, South Africa, Tanzania, Uganda and international USD, EUR and GBP. Egypt bank transfers are off by default.

Multi-currency accountAvailable

Virtual account numbers for receiving NGN and GHS bank transfers (by default for merchants in Nigeria and Ghana; others must ask). NGN-only wallets (payout subaccounts) can be created for your users. Flutterwave also holds a Nigerian microfinance banking licence and offers a Flutterwave MFB business account.

Business cardsAvailable

Flutterwave Issuing: virtual dollar and naira cards via dashboard or API, and physical naira cards for customers or employees (contact sales). Country eligibility is not stated.

StablecoinsAvailable

Stablecoin wallets and transfers: fund a USDC/USDT/RLUSD wallet from NGN, USD, GBP, EUR or GHS balances and send to wallet addresses on Solana, Ethereum, Base or Polygon.

Yield on idle cashNot offered

Flutterwave does not offer this.

Flutterwave publishes onboarding requirements for businesses in 12 named countries (Nigeria, Ghana, Kenya, South Africa, Uganda, Rwanda, Tanzania, Zambia, Cameroon, Côte d'Ivoire, the US and the UK) and for 'the rest of the world'. It does not say which products rest-of-world accounts can use.

Onboarding confidence: medium. Source: Flutterwave support: Onboarding (per-country requirement articles). Everything about Flutterwave

Alternatives in Zambia

Other providers that serve businesses registered there.

Multi-currency account

Business cards

Stablecoins

Yield on idle cash

Selling to Zambia

How people there prefer to pay online.

  1. 1MTN MoMo
  2. 2Airtel Money
  3. 3Zamtel mobile money
  4. 4Cash

Stablecoin rules in Zambia

Risk not assessedNot yet reviewed

We have not reviewed the stablecoin rules here yet.

Flutterwave’s stablecoin products are available to businesses here.

Everything about 🇿🇲 Zambia →

Common questions

Does Flutterwave work in Zambia?

Yes. Flutterwave onboards businesses registered in Zambia.

Which Flutterwave products can a business in Zambia use?

accept payments, pay people abroad, multi-currency account, business cards and stablecoins.

What are the alternatives to Flutterwave in Zambia?

Providers that onboard businesses registered in Zambia: Payoneer, Bridge, Paddle, FastSpring, Dodo Payments and Creem. With limits: Razorpay and Xendit.

Can a business in Zambia use Flutterwave for stablecoins?

Yes, according to our data. Stablecoin rules in Zambia: Not yet reviewed (risk not assessed). We have not reviewed the stablecoin rules here yet.

Flutterwave elsewhere in Africa

Other providers in Zambia