The Internet’s Money

Regional processor · Middle East

Does Flutterwave work in United Arab Emirates?

Partly.

Flutterwave is limited for businesses registered in United Arab Emirates: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

What a business in United Arab Emirates can use

Flutterwave’s products, for a company incorporated in United Arab Emirates.

Accept paymentsLimited

Online payment acceptance through checkout, payment links, invoices, a store builder and POS. Local methods include cards, bank transfer, bank account debit, USSD, mobile money and M-Pesa, depending on currency. Flutterwave says it collects in 30+ currencies.

Pay people abroadLimited

Transfers from your balance to bank accounts, mobile money or other Flutterwave accounts, singly or in bulk, plus cash pickup in Egypt. Bank transfer guides cover Cameroon, Côte d'Ivoire, Egypt, Ghana, Kenya, Malawi, Nigeria, Rwanda, Senegal, South Africa, Tanzania, Uganda and international USD, EUR and GBP. Egypt bank transfers are off by default.

Multi-currency accountLimited

Virtual account numbers for receiving NGN and GHS bank transfers (by default for merchants in Nigeria and Ghana; others must ask). NGN-only wallets (payout subaccounts) can be created for your users. Flutterwave also holds a Nigerian microfinance banking licence and offers a Flutterwave MFB business account.

Business cardsLimited

Flutterwave Issuing: virtual dollar and naira cards via dashboard or API, and physical naira cards for customers or employees (contact sales). Country eligibility is not stated.

StablecoinsLimited

Stablecoin wallets and transfers: fund a USDC/USDT/RLUSD wallet from NGN, USD, GBP, EUR or GHS balances and send to wallet addresses on Solana, Ethereum, Base or Polygon.

Yield on idle cashNot offered

Flutterwave does not offer this.

Flutterwave publishes onboarding requirements for businesses in 12 named countries (Nigeria, Ghana, Kenya, South Africa, Uganda, Rwanda, Tanzania, Zambia, Cameroon, Côte d'Ivoire, the US and the UK) and for 'the rest of the world'. It does not say which products rest-of-world accounts can use.

Onboarding confidence: medium. Source: Flutterwave support: Onboarding (per-country requirement articles). Everything about Flutterwave

Alternatives in United Arab Emirates

Other providers that serve businesses registered there.

Selling to United Arab Emirates

How people there prefer to pay online.

  1. 1Visa / Mastercard
  2. 2Apple Pay
  3. 3Tabby / Tamara

Stablecoin rules in United Arab Emirates

Low riskClear rules

A licensing regime for stablecoins is in force.

Flutterwave’s stablecoin products are available to businesses here.

Everything about 🇦🇪 United Arab Emirates →

Common questions

Does Flutterwave work in United Arab Emirates?

Partly. Flutterwave is limited for businesses registered in United Arab Emirates: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Flutterwave products can a business in United Arab Emirates use?

accept payments, pay people abroad, multi-currency account, business cards and stablecoins, with limits.

What are the alternatives to Flutterwave in United Arab Emirates?

Providers that onboard businesses registered in United Arab Emirates: Stripe, Adyen, Checkout.com, PayPal, Payoneer, Bridge, Paddle, Polar and 4 more. With limits: BVNK, Rain, Razorpay and Xendit.

Can a business in United Arab Emirates use Flutterwave for stablecoins?

Yes, according to our data. Stablecoin rules in United Arab Emirates: Clear rules (low risk). The central bank’s Payment Token Services Regulation (2024) lets only licensed dirham-backed stablecoins be used for payments. Foreign stablecoins are limited mainly to buying virtual assets.

Flutterwave elsewhere in Middle East

Other providers in United Arab Emirates