The Internet’s Money

Card issuing · North America

Does Rain work in United States?

Partly.

Rain is limited for businesses registered in United States: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Limited
Source: Rain cards ↗

What a business in United States can use

Rain’s products, for a company incorporated in United States.

Accept paymentsNot offered

Rain does not offer this.

Pay people abroadNot offered

Rain does not offer this.

Multi-currency accountNot offered

Rain does not offer this.

Business cardsLimited

Virtual and physical cards funded from stablecoin balances, for consumers or businesses, with issuing, processing and program management under one contract.

StablecoinsLimited

Cards settle in USDC, and users can spend from custodial or self-custodial wallets on major chains.

Yield on idle cashNot offered

Rain does not offer this.

Rain issues as a principal card network member, without a sponsor bank, and reports card programs in 100+ countries. Whether a program can launch depends on where the company and its cardholders are.

Onboarding confidence: low. Source: Rain cards. Everything about Rain

Alternatives in United States

Other providers that serve businesses registered there.

Selling to United States

How people there prefer to pay online.

  1. 1Visa / Mastercard / Amex
  2. 2Apple Pay / Google Pay
  3. 3PayPal / Venmo
  4. 4ACH Direct Debit
  5. 5Cash App Pay

Stablecoin rules in United States

Low riskClear rules

A licensing regime for stablecoins is in force.

Rain’s stablecoin products are available to businesses here.

Everything about 🇺🇸 United States →

Common questions

Does Rain work in United States?

Partly. Rain is limited for businesses registered in United States: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Rain products can a business in United States use?

business cards and stablecoins, with limits.

What are the alternatives to Rain in United States?

Providers that onboard businesses registered in United States: Stripe, Adyen, Checkout.com, PayPal, Worldpay, Airwallex, Wise Business, Payoneer and 6 more.

Can a business in United States use Rain for stablecoins?

Yes, according to our data. Stablecoin rules in United States: Clear rules (low risk). The GENIUS Act (signed July 2025) created a federal licensing regime for payment stablecoins. Implementing rules are being phased in by bank and state regulators.

Rain elsewhere in North America

🇨🇦 Canada

Other providers in United States

StripeAdyenCheckout.comPayPalWorldpayAirwallexWise BusinessPayoneerHyperwalletdLocalRampMercuryBridgeBVNK