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Card issuing · Africa

Does Rain work in Kenya?

Partly.

Rain is limited for businesses registered in Kenya: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

What a business in Kenya can use

Rain’s products, for a company incorporated in Kenya.

Accept paymentsNot offered

Rain does not offer this.

Pay people abroadNot offered

Rain does not offer this.

Multi-currency accountNot offered

Rain does not offer this.

Business cardsLimited

Virtual and physical cards funded from stablecoin balances, for consumers or businesses, with issuing, processing and program management under one contract.

StablecoinsLimited

Cards settle in USDC, and users can spend from custodial or self-custodial wallets on major chains.

Yield on idle cashNot offered

Rain does not offer this.

Rain issues as a principal card network member, without a sponsor bank, and reports card programs in 100+ countries. Whether a program can launch depends on where the company and its cardholders are.

Onboarding confidence: low. Source: Rain cards. Everything about Rain

Alternatives in Kenya

Other providers that serve businesses registered there.

Selling to Kenya

How people there prefer to pay online.

  1. 1M-Pesa
  2. 2Airtel Money
  3. 3Visa / Mastercard

Stablecoin rules in Kenya

Moderate riskRules in progress

Stablecoin rules are being written and may change.

Rain’s stablecoin products are available to businesses here.

Everything about 🇰🇪 Kenya →

Common questions

Does Rain work in Kenya?

Partly. Rain is limited for businesses registered in Kenya: access is invite-only, in beta, restricted to part of the product set, or limited in what can be sent or received.

Which Rain products can a business in Kenya use?

business cards and stablecoins, with limits.

What are the alternatives to Rain in Kenya?

Providers that onboard businesses registered in Kenya: PayPal, Payoneer and dLocal. With limits: Bridge and BVNK.

Can a business in Kenya use Rain for stablecoins?

Yes, according to our data. Stablecoin rules in Kenya: Rules in progress (moderate risk). The Virtual Asset Service Providers Act (2025) created a licensing regime. Stablecoins are widely used for cross-border flows.

Rain elsewhere in Africa

Other providers in Kenya