Payment processor · Europe

Does PayPal work in Germany?

Yes.

PayPal onboards businesses registered in Germany.

Available

Source: PayPal worldwide ↗

What a business in Germany can use

PayPal’s products, for a company incorporated in Germany.

Accept paymentsAvailable

PayPal wallet, cards and (in the US) Venmo at checkout, with buyer and seller protection.

Pay people abroadAvailable

Mass payouts to PayPal and Venmo accounts worldwide. Bank payouts go through Hyperwallet.

Multi-currency accountAvailable

Hold balances in 20+ currencies inside a PayPal business account.

Business cardsNot available

PayPal Business Debit Mastercard. Not for businesses in Germany.

StablecoinsNot available

US businesses can accept crypto through Pay with Crypto and hold PayPal USD (PYUSD). Not for businesses in Germany.

Yield on idle cashNot available

US businesses holding PayPal USD (PYUSD) in their PayPal balance can opt in to rewards of around 3.7–4% a year, funded from the stablecoin’s reserve interest. Not available in New York. Not for businesses in Germany.

Available in 200+ markets, but in some (such as Nigeria and Morocco) accounts face limits on receiving money. Indian accounts can only receive international payments.

Onboarding confidence: medium. Source: PayPal worldwide. Everything about PayPal

Alternatives in Germany

Other providers that serve businesses registered there.

Accept payments

Adyen Airwallex BVNK Checkout.com dLocal Payoneer Stripe Wise Business Worldpay

Pay people abroad

Adyen Airwallex BVNK Checkout.com dLocal Hyperwallet Payoneer Stripe Wise Business Worldpay Bridgelimited

Multi-currency account

Adyen Airwallex BVNK Payoneer Stripe Wise Business Bridgelimited

Business cards

Adyen Airwallex Checkout.com Payoneer Stripe Wise Business Bridgelimited Rainlimited

Stablecoins

BVNK Checkout.com Stripe Worldpay Bridgelimited Rainlimited

Yield on idle cash

Airwallex BVNK Wise Business Bridgelimited

Selling to Germany

How people there prefer to pay online.

1PayPal
2Klarna / pay by invoice
3SEPA Direct Debit
4Visa / Mastercard
5Apple Pay / Google Pay

Stablecoin rules in Germany

Low riskClear rules

A licensing regime for stablecoins is in force.

PayPal’s stablecoin products are not available to businesses here.

Everything about 🇩🇪 Germany →

Common questions

Does PayPal work in Germany?

Yes. PayPal onboards businesses registered in Germany.

Which PayPal products can a business in Germany use?

accept payments, pay people abroad and multi-currency account.

What are the alternatives to PayPal in Germany?

Providers that onboard businesses registered in Germany: Stripe, Adyen, Checkout.com, Worldpay, Airwallex, Wise Business, Payoneer, Hyperwallet and 2 more. With limits: Bridge and Rain.

Can a business in Germany use PayPal for stablecoins?

No, according to our data. Stablecoin rules in Germany: Clear rules (low risk). MiCA has applied to stablecoins since June 2024. Issuers need an EU licence, and stablecoins without one (notably USDT) were delisted for EU users by regulated platforms. USDC and EURC are MiCA-compliant.